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Medallion Financial MFIN Consumer Lending — Interest Income Expense Net

Other segment segments

Commercial Lending
$2.06M-10.2%
Taxi Medallion Lending
$29K-57.4%

Similar metrics at other companies

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NAVIConsumer Lending — Interest Income Expense Net
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NAVIConsumer Lending — Interest Income Expense After Provision For Loan Loss
$82M-9.9%
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NAVIConsumer Lending — Interest Income Operating
$277M-4.2%
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NAVIConsumer Lending — Interest Expense Operating
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AUBConsumer Banking — Interest Income Expense Net
$109.15M+44.0%
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CASHConsumer — Interest Income (Expense), after Provision for Loan Loss
$43.02M-2.0%

Other financials

Income statement

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Net income$5.0M-58.8%
EPS (diluted)$0.20-60.0%

Balance sheet

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Cash & equivalents$93.9M-28.6%
Total debt$265.4M-16.6%
Total equity$408.1M+7.3%
Total assets$3.0B+3.6%

Cash flow

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Operating cash flow$41.3M+24.6%

Valuation

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Market cap$235.98M+8.6%
Enterprise value$407.43M+1.9%
P/E6.6×+1.4×

Returns & leverage

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Return on equity9.1%-1.3pp
Debt / equity0.7×-0.2×

Where this comes from

Reported directly by Medallion Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Medallion Financial’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Medallion Financial's consumer lending — interest income expense net?
Medallion Financial (MFIN) reported consumer lending — interest income expense net of $39.74M in Q1 2026.
How has Medallion Financial's consumer lending — interest income expense net changed year-over-year?
Medallion Financial's consumer lending — interest income expense net increased by 3.4% year-over-year, from $38.43M to $39.74M.
What is the long-term trend for Medallion Financial's consumer lending — interest income expense net?
Over 4 years (2021 to 2025), Medallion Financial's consumer lending — interest income expense net has grown at a 9.8% compound annual growth rate (CAGR), from $108.31M to $157.36M.
What does consumer lending — interest income expense net mean?
Calculated as the difference between interest income earned on loans and the interest expense paid on funding sources within the consumer lending segment. This is a primary indicator of the segment's core profitability before credit provisions and operating expenses.