Skip to content
Screener

Republic Bancorp RBCAA Provision for Credit Losses

Provision for Credit Losses at other companies

RBB Bancorp logo
RBB BancorpRBB
$0-100%
Stock Yards Bancorp logo
Stock Yards BancorpSYBT
$425K
Regions Financial logo
Regions FinancialRF
$68M-46.0%
First Bancorp logo
First BancorpFBNC
$1.17M-47.2%
Pathward Financial, Inc. logo
Pathward Financial, Inc.CASH
$28.31M+205%
Red River Bancshares, Inc. logo
Red River Bancshares, Inc.RRBI
$750K+66.7%

Segments

By segment

See full
Tax Refund Solutions-$1.06M+73.2%
Warehouse Lending-$38K-115%

Other financials

Income statement

See full
Revenue$101.3M+7.9%
Net income$32.9M+4.4%
EPS (diluted)$1.68+4.3%

Balance sheet

See full
Cash & equivalents$354.1M-27.0%
Total debt$30.1M-14.9%
Total equity$1.2B+9.1%
Total assets$7.1B+1.3%

Cash flow

See full
Operating cash flow$1.1M-87.3%
CapEx$1.2M-63.5%
Free cash flow$68.1M-22.2%

Valuation

See full
Market cap$1.96B+46.4%
Enterprise value$1.63B+84.2%
P/E15.3×+4.5×
P/S4.8×+1.5×

Profitability

See full
Net margin31.3%+0.7pp
FCF margin35.3%-5.1pp

Returns & leverage

See full
Return on equity11.5%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Republic Bancorp in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The source filing: Republic Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 2:19 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092605
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Federal Home Loan Bank advances1,6184,0116,0329,646
Total interest expense20,82926,00144,16453,151
NET INTEREST INCOME81,70276,202172,154178,890
Provision for expected credit loss expense on loans5,1571,82314,93719,495
NET INTEREST INCOME AFTER PROVISION76,54574,379157,217159,395
NONINTEREST INCOME:
Service charges on deposit accounts4,0683,5057,9516,965
Net refund transfer fees3,2082,56712,73316,460

Item 1. Financial Statements.

FAQ

What is Republic Bancorp's provision for credit losses?
Republic Bancorp (RBCAA) reported provision for credit losses of $5.16M in Q2 2026.
How has Republic Bancorp's provision for credit losses changed year-over-year?
Republic Bancorp's provision for credit losses increased by 182.9% year-over-year, from $1.82M to $5.16M.
What is the long-term trend for Republic Bancorp's provision for credit losses?
Over 4 years (2021 to 2025), Republic Bancorp's provision for credit losses has grown at a 20.9% compound annual growth rate (CAGR), from $14.81M to $31.6M.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.

Ask your AI about Republic Bancorp's provision for credit losses.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude