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Republic Bancorp RBCAA Provision for Credit Losses

Provision for Credit Losses at other companies

Customers Bancorp logo
Customers BancorpCUBI
$400K-66.7%
Merchants Bancorp logo
Merchants BancorpMBIN
$15.3M+98.0%
The Bancorp logo
The BancorpTBBK
$27.6M-41.1%
International Bancshares logo
International BancsharesIBOC
$3.02M-9.2%
Regions Financial logo
Regions FinancialRF
$91M-26.6%
Stock Yards Bancorp logo
Stock Yards BancorpSYBT
$425K—

Segments

By segment

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Tax Refund Solutions$5.32M-65.3%
Republic Credit Solutions Division$4.04M+36.3%
Warehouse Lending-$311K-762%

Other financials

Income statement

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Revenue$120.4M-11.4%
Net income$42.6M-9.9%
EPS (diluted)$1.68+29.0%

Balance sheet

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Cash & equivalents$599.1M-24.5%
Total debt$31.5M-14.5%
Total equity$1.1B+9.6%
Total assets$7.3B+2.5%

Cash flow

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Operating cash flow$73.0M-18.1%
CapEx$4.9M+202%
Free cash flow$68.1M-22.2%

Valuation

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Market cap$1.72B+11.2%

Profitability

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Net margin31.5%+2.0pp
FCF margin35.3%-5.1pp

Returns & leverage

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Return on equity11.7%-0.3pp
Debt / equity0×0.0×

Where this comes from

Reported directly by Republic Bancorp in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The official record: Republic Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Republic Bancorp's provision for credit losses?
Republic Bancorp (RBCAA) reported provision for credit losses of $9.78M in Q1 2026.
How has Republic Bancorp's provision for credit losses changed year-over-year?
Republic Bancorp's provision for credit losses decreased by 44.7% year-over-year, from $17.67M to $9.78M.
What is the long-term trend for Republic Bancorp's provision for credit losses?
Over 4 years (2021 to 2025), Republic Bancorp's provision for credit losses has grown at a 20.9% compound annual growth rate (CAGR), from $14.81M to $31.6M.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.