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Ready Capital RC Net Interest Income

Net Interest Income at other companies

Arbor Realty Trust logo
Arbor Realty TrustABR
$59.85M-20.7%
NewtekOne, Inc. logo
NewtekOne, Inc.NEWT
$17.23M+23.6%
Primis Financial Corp. logo
Primis Financial Corp.FRST
$33.8M+34.2%
Claros Mortgage Trust logo
Claros Mortgage TrustCMTG
-$352K-101%
FBR
Franklin BSP Realty TrustFBRT
$29.93M-26.9%
MFA Financial logo
MFA FinancialMFA
$59.19M+2.9%

Segments

By segment

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LMM Commercial Real Estate-$21.78M-572%
Small Business Lending$6.68M-32.5%

Other financials

Income statement

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Revenue$81.7M-47.3%
Net income-$200.1M-344%
EPS (diluted)-$1.25-372%

Balance sheet

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Cash & equivalents$241.2M-2.9%
Total debt$1.4B-37.8%
Total equity$1.3B-31.0%
Total assets$6.3B-36.7%

Cash flow

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Operating cash flow$590.2M+444%

Valuation

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Market cap$261.32M-65.6%
Enterprise value$1.38B-46.4%
P/S0.5×-0.5×

Profitability

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Net margin-101.4%-200pp

Returns & leverage

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Return on equity-30.7%-102pp
Debt / equity-0.1×

Where this comes from

Reported directly by Ready Capital in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Ready Capital’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ready Capital's net interest income?
Ready Capital (RC) reported net interest income of -$15.1M in Q1 2026.
How has Ready Capital's net interest income changed year-over-year?
Ready Capital's net interest income decreased by 204.2% year-over-year, from $14.5M to -$15.1M.
What is the long-term trend for Ready Capital's net interest income?
Over 4 years (2021 to 2025), Ready Capital's net interest income has grown at a -26.7% compound annual growth rate (CAGR), from $190.83M to $55.04M.
What does net interest income mean?
The difference between interest income earned on assets and interest expense paid on liabilities. This is the core profitability metric for a lending business, representing the spread earned on the company's capital. It indicates the effectiveness of the company's asset-liability management.