Non-Current Liabilities
Loan participations sold
Ready Capital Loan participations sold remained flat by 0.0% to $56.62M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 42.3%, from $98.13M to $56.62M. Over 3 years (FY 2022 to FY 2025), Loan participations sold shows relatively stable performance with a 1.2% CAGR.
Analysis
StatementBalance Sheet Statement
SectionNon-Current Liabilities
CategoryEfficiency
SignalContext dependent
VolatilityModerate
First reportedQ1 2022
Last reportedQ1 2026May 8, 2026
How to read this metric
An increase suggests a more aggressive 'originate-to-distribute' model, while a decrease indicates a shift toward holding more loans on the balance sheet.
Detailed definition
This represents the portion of loans originated by the company that have been sold to third-party participants, where th...
Peer comparison
Common in commercial real estate finance and banking sectors for managing capital and liquidity.
Metric ID:
non_current_liabilities_loan_participations_soldHistorical Data
17 periods
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $56.39M | $53.54M | $54.10M | $54.64M | $55.97M | $54.46M | $57.47M | $62.94M | $73.75M | $89.53M | $99.74M | $95.58M | $98.13M | $101.86M | $102.99M | $56.62M | $56.62M |
| QoQ Change | — | -5.0% | +1.0% | +1.0% | +2.4% | -2.7% | +5.5% | +9.5% | +17.2% | +21.4% | +11.4% | -4.2% | +2.7% | +3.8% | +1.1% | -45.0% | +0.0% |
| YoY Change | — | — | — | — | -0.7% | +1.7% | +6.2% | +15.2% | +31.8% | +64.4% | +73.6% | +51.8% | +33.1% | +13.8% | +3.3% | -40.8% | -42.3% |
Range$53.54M – $102.99M
CAGR+0.1%
Avg YoY Growth+16.2%
Median YoY Growth+13.8%
Loan participations sold at Other Companies
Frequently Asked Questions
- What is Ready Capital's loan participations sold?
- Ready Capital (RC) reported loan participations sold of $56.62M in Q1 2026.
- How has Ready Capital's loan participations sold changed year-over-year?
- Ready Capital's loan participations sold decreased by 42.3% year-over-year, from $98.13M to $56.62M.
- What is the long-term trend for Ready Capital's loan participations sold?
- Over 3 years (2022 to 2025), Ready Capital's loan participations sold has grown at a 1.2% compound annual growth rate (CAGR), from $54.64M to $56.62M.
- What does loan participations sold mean?
- Loans sold to other investors where the company retains some responsibility or interest.