Operating
Accrued Paid-In-Kind Interest
Ready Capital Accrued Paid-In-Kind Interest decreased by 63.9% to $708.00K in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 193.8%, from $241.00K to $708.00K. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementCash Flow Statement
SectionOperating
CategoryLiquidity
SignalLower is better
VolatilityModerate
First reportedQ1 2022
Last reportedQ1 2026May 8, 2026
How to read this metric
High levels of PIK interest may indicate that borrowers are struggling to make cash payments, increasing credit risk.
Detailed definition
Paid-in-kind (PIK) interest is interest that is added to the principal balance of a loan rather than being paid in cash....
Peer comparison
Common in high-yield or mezzanine lending; peers in the small-balance commercial space often utilize PIK structures.
Metric ID:
operating_accrued_paid_in_kind_interestHistorical Data
14 periods
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $0.00 | $0.00 | $0.00 | $0.00 | $42.15M | $29.98M | $0.00 | $28.45M | $20.58M | $241.00K | $807.00K | $3.01M | $1.96M | $708.00K |
| QoQ Change | — | — | — | — | — | -28.9% | -100.0% | — | -27.7% | -98.8% | +234.9% | +273.4% | -34.9% | -63.9% |
| YoY Change | — | — | — | — | — | — | — | — | -51.2% | -99.2% | — | -89.4% | -90.5% | +193.8% |
Range$0.00 – $42.15M
Avg YoY Growth-27.3%
Median YoY Growth-89.4%
Current Streak2 quarters decline
Accrued Paid-In-Kind Interest at Other Companies
Frequently Asked Questions
- What is Ready Capital's accrued paid-in-kind interest?
- Ready Capital (RC) reported accrued paid-in-kind interest of $708.00K in Q1 2026.
- How has Ready Capital's accrued paid-in-kind interest changed year-over-year?
- Ready Capital's accrued paid-in-kind interest increased by 193.8% year-over-year, from $241.00K to $708.00K.
- What does accrued paid-in-kind interest mean?
- Interest income that is added to the loan balance instead of being paid in cash.