Other

Repair and denial reserve

Ready Capital Repair and denial reserve increased by 2.9% to $12.68M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 55.0%, from $8.18M to $12.68M. Over 2 years (FY 2023 to FY 2025), Repair and denial reserve shows an upward trend with a 33.0% CAGR.

Analysis

StatementBalance Sheet Statement
SectionOther
First reportedQ4 2023
Last reportedQ1 2026May 8, 2026
Metric ID: other_repair_and_denial_reserve

Historical Data

8 periods
 Q4 '23Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$6.97M$7.26M$7.36M$8.18M$8.52M$8.99M$12.33M$12.68M
QoQ Change—+4.0%+1.4%+11.2%+4.1%+5.5%+37.2%+2.9%
YoY Change——+5.5%——+23.8%+67.5%+55.0%
Range$6.97M – $12.68M
CAGR+40.7%
Avg YoY Growth+38.0%
Median YoY Growth+39.4%
Current Streak7+ quarters growth

Frequently Asked Questions

What is Ready Capital's repair and denial reserve?
Ready Capital (RC) reported repair and denial reserve of $12.68M in Q1 2026.
How has Ready Capital's repair and denial reserve changed year-over-year?
Ready Capital's repair and denial reserve increased by 55.0% year-over-year, from $8.18M to $12.68M.
What is the long-term trend for Ready Capital's repair and denial reserve?
Over 2 years (2023 to 2025), Ready Capital's repair and denial reserve has grown at a 33.0% compound annual growth rate (CAGR), from $6.97M to $12.33M.