Products & Services · Interest rates (in percent)
Products & Services — Interest rates (in percent)
Ready Capital Products & Services — Interest rates (in percent) increased by 276.9% to 12.3% in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 28.0%, from 9.6% to 12.3%. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryProfitability
SignalLower is better
VolatilityModerate
First reportedQ1 2017
Last reportedQ1 2026May 8, 2026
How to read this metric
An increase signals rising borrowing costs, which may compress net interest margins, while a decrease signals improved financing efficiency.
Detailed definition
This metric tracks the weighted average interest rate paid on guaranteed loan financing obligations within the specific...
Peer comparison
Benchmark against market interest rate indices and peer finance companies' cost of funds.
Metric ID:
rc_segment_guaranteed_investment_contract_interest_rates_in_percentHistorical Data
12 periods
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q1 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 6.5% | 0% | 0.5% | 1.5% | 9.3% | 0.5% | 0.5% | 0.3% | 10.5% | 9.6% | 3.3% | 12.3% |
| QoQ Change | — | -100.0% | — | +200.0% | +516.7% | -94.6% | -0.0% | -50.0% | >999% | -8.9% | -66.0% | +276.9% |
| YoY Change | — | — | — | — | +42.3% | — | -0.0% | -83.3% | +13.5% | -8.9% | — | +28.0% |
Range0% – 12.3%
CAGR+25.9%
Avg YoY Growth-1.4%
Median YoY Growth+6.8%
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Frequently Asked Questions
- What is Ready Capital's products & services — interest rates (in percent)?
- Ready Capital (RC) reported products & services — interest rates (in percent) of 12.3% in Q1 2026.
- How has Ready Capital's products & services — interest rates (in percent) changed year-over-year?
- Ready Capital's products & services — interest rates (in percent) increased by 28.0% year-over-year, from 9.6% to 12.3%.
- What does products & services — interest rates (in percent) mean?
- The average interest rate the company pays on its guaranteed debt obligations.