Ready Capital RC Small Business Lending — Financing Receivable, Credit Loss, Expense (Reversal)

Other segment segments

Similar metrics at other companies

RNSTFinancing Receivable, Credit Loss, Expense (Reversals)

$8.08M+70.1%

COFCommercial Banking — Financing Receivable, Credit Loss, Expense (Reversal)

$138M-2.8%

COFConsumer Banking — Financing Receivable, Credit Loss, Expense (Reversal)

$519M+72.4%

TMPBanking — Financing Receivable, Credit Loss, Expense (Reversal)

$1.5M-71.6%

GPMTFinancing Receivable, Excluding Accrued Interest And Off-Balance-Sheet, Credit Loss, Liability, Credit Loss Expense (Reversal)

-$216K-106%

RNSTCommunity Banks — Financing Receivable, Credit Loss, Expense (Reversal)

$8.08M+70.1%

Questions, answered.

What is Ready Capital's small business lending — financing receivable, credit loss, expense (reversal)?

Ready Capital (RC) reported small business lending — financing receivable, credit loss, expense (reversal) of $4.38M in Q1 2026.

How has Ready Capital's small business lending — financing receivable, credit loss, expense (reversal) changed year-over-year?

Ready Capital's small business lending — financing receivable, credit loss, expense (reversal) decreased by 47.6% year-over-year, from $8.37M to $4.38M.

What is the long-term trend for Ready Capital's small business lending — financing receivable, credit loss, expense (reversal)?

Over 3 years (2022 to 2025), Ready Capital's small business lending — financing receivable, credit loss, expense (reversal) has grown at a 104.2% compound annual growth rate (CAGR), from $2.97M to $25.31M.

What does small business lending — financing receivable, credit loss, expense (reversal) mean?

The provision expense or reversal recorded to adjust the allowance for credit losses on the Small Business Lending portfolio. This reflects management's estimate of future defaults and losses based on current economic conditions and portfolio performance. It is a direct measure of the credit quality and risk profile of the segment's assets.