Operating
Allowance for credit losses
Chicago Atlantic Real Estate Finance Allowance for credit losses increased by 535.1% to $3.62M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 437.2%, from -$1.07M to $3.62M. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementCash Flow Statement
SectionOperating
CategoryRisk
SignalLower is better
VolatilityStable
First reportedQ1 2022
Last reportedQ1 2026May 7, 2026
How to read this metric
An increase in this provision suggests deteriorating credit quality among customers or a more conservative approach to risk management.
Detailed definition
This represents the estimated amount of accounts receivable or other financial assets that the company expects will not...
Peer comparison
Standard for industrial companies with significant credit sales; peers typically maintain consistent ratios relative to total receivables.
Metric ID:
operating_provision_for_other_credit_lossesHistorical Data
14 periods
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $51.34K | $1.05M | $306.88K | $2.48M | $96.12K | $1.14M | -$2.41M | -$383.37K | $491.27K | -$775.68K | -$1.07M | $1.15M | $569.64K | $3.62M |
| QoQ Change | — | >999% | -70.7% | +709.3% | -96.1% | >999% | -311.3% | +84.1% | +228.1% | -257.9% | -38.3% | +206.9% | -50.3% | +535.1% |
| YoY Change | — | — | — | — | +87.2% | +8.9% | -884.2% | -498.9% | -56.9% | +67.8% | -179.8% | +133.5% | +173.4% | +437.2% |
Range-$2.41M – $3.62M
CAGR+270.3%
Avg YoY Growth-71.2%
Median YoY Growth+38.4%
Allowance for credit losses at Other Companies
Frequently Asked Questions
- What is Chicago Atlantic Real Estate Finance's allowance for credit losses?
- Chicago Atlantic Real Estate Finance (REFI) reported allowance for credit losses of $3.62M in Q1 2026.
- How has Chicago Atlantic Real Estate Finance's allowance for credit losses changed year-over-year?
- Chicago Atlantic Real Estate Finance's allowance for credit losses increased by 437.2% year-over-year, from -$1.07M to $3.62M.
- What does allowance for credit losses mean?
- An estimate of the portion of customer debts that the company expects will go unpaid.