Other
Interest Reserve Withheld From Funding Of Loans
Chicago Atlantic Real Estate Finance Interest Reserve Withheld From Funding Of Loans decreased by 99.3% to $1.08K in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 94.8%, from $20.71K to $1.08K.
Analysis
StatementCash Flow Statement
SectionOther
CategoryRisk
SignalContext dependent
VolatilityModerate
First reportedQ4 2023
Last reportedQ1 2026May 7, 2026
How to read this metric
Higher amounts indicate more conservative lending practices or higher perceived risk in the borrower's ability to pay interest.
Detailed definition
Represents the portion of loan proceeds retained by the lender at the time of funding to serve as a reserve for future i...
Peer comparison
Common in commercial real estate and private credit lending portfolios.
Metric ID:
other_interest_reserve_withheld_from_funding_of_loansHistorical Data
10 periods
| Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Value | $1.23M | $2.03M | $782.64K | $1.35M | $30.58K | $20.71K | $1.79K | $0.00 | $154.26K | $1.08K |
| QoQ Change | — | +65.2% | -61.5% | +72.3% | -97.7% | -32.3% | -91.4% | -100.0% | — | -99.3% |
| YoY Change | — | — | — | — | -97.5% | -99.0% | -99.8% | -100.0% | +404.5% | -94.8% |
Range$0.00 – $2.03M
CAGR-95.6%
Avg YoY Growth-14.4%
Median YoY Growth-98.2%
Interest Reserve Withheld From Funding Of Loans at Other Companies
Frequently Asked Questions
- What is Chicago Atlantic Real Estate Finance's interest reserve withheld from funding of loans?
- Chicago Atlantic Real Estate Finance (REFI) reported interest reserve withheld from funding of loans of $1.08K in Q1 2026.
- How has Chicago Atlantic Real Estate Finance's interest reserve withheld from funding of loans changed year-over-year?
- Chicago Atlantic Real Estate Finance's interest reserve withheld from funding of loans decreased by 94.8% year-over-year, from $20.71K to $1.08K.
- What does interest reserve withheld from funding of loans mean?
- Loan funds held back by the lender to guarantee future interest payments.