Other
OID Withheld From Funding Of Loans Held For Investment
Chicago Atlantic Real Estate Finance OID Withheld From Funding Of Loans Held For Investment increased by 326.3% to $2.97M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 1533.9%, from $181.80K to $2.97M. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
StatementCash Flow Statement
SectionOther
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ4 2022
Last reportedQ1 2026May 7, 2026
How to read this metric
Higher OID indicates a higher effective interest rate and potentially higher risk profile of the underlying loans.
Detailed definition
Refers to Original Issue Discount (OID) amounts that are withheld from the total loan funding provided to a borrower. Th...
Peer comparison
Standard practice for private credit and commercial mortgage lenders.
Metric ID:
other_oid_withheld_from_funding_of_loans_held_for_investmentHistorical Data
12 periods
| Q4 '22 | Q1 '23 | Q3 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $1.06M | $1.12M | $557.68K | $105.08K | $56.00K | $659.26K | $1.02M | $181.80K | $866.47K | $317.46K | $696.81K | $2.97M |
| QoQ Change | — | +5.2% | -50.1% | -81.2% | -46.7% | >999% | +54.2% | -82.1% | +376.6% | -63.4% | +119.5% | +326.3% |
| YoY Change | — | — | — | -90.6% | — | +18.2% | — | +73.0% | >999% | -51.8% | -31.5% | >999% |
Range$56.00K – $2.97M
CAGR+45.3%
Avg YoY Growth+414.1%
Median YoY Growth+18.2%
Current Streak2 quarters growth
OID Withheld From Funding Of Loans Held For Investment at Other Companies
Frequently Asked Questions
- What is Chicago Atlantic Real Estate Finance's oid withheld from funding of loans held for investment?
- Chicago Atlantic Real Estate Finance (REFI) reported oid withheld from funding of loans held for investment of $2.97M in Q1 2026.
- How has Chicago Atlantic Real Estate Finance's oid withheld from funding of loans held for investment changed year-over-year?
- Chicago Atlantic Real Estate Finance's oid withheld from funding of loans held for investment increased by 1533.9% year-over-year, from $181.80K to $2.97M.
- What does oid withheld from funding of loans held for investment mean?
- The discount amount deducted from loan proceeds at funding to increase the lender's effective yield.