Other
Real Estate Collaterals Coverage
Chicago Atlantic Real Estate Finance Real Estate Collaterals Coverage increased by 0.1% to $409.24M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 2.4%, from $399.46M to $409.24M. Over 3 years (FY 2022 to FY 2025), Real Estate Collaterals Coverage shows an upward trend with a 6.4% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
StatementBalance Sheet Statement
SectionOther
CategoryRisk
SignalHigher is better
VolatilityModerate
First reportedQ4 2022
Last reportedQ1 2026May 7, 2026
How to read this metric
An increase indicates improved collateral protection, while a decrease signals heightened credit risk.
Detailed definition
This metric measures the ratio or value of the underlying real estate collateral relative to the outstanding loan balanc...
Peer comparison
Standard metric for commercial real estate lenders to evaluate loan-to-value (LTV) risk.
Metric ID:
other_real_estate_collaterals_coverageHistorical Data
12 periods
| Q4 '22 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $339.27M | $338.79M | $353.64M | $375.84M | $381.86M | $354.67M | $402.48M | $399.46M | $413.98M | $398.05M | $408.96M | $409.24M |
| QoQ Change | — | -0.1% | +4.4% | +6.3% | +1.6% | -7.1% | +13.5% | -0.8% | +3.6% | -3.8% | +2.7% | +0.1% |
| YoY Change | — | — | +4.2% | — | — | +4.7% | +13.8% | +6.3% | +8.4% | +12.2% | +1.6% | +2.4% |
Range$338.79M – $413.98M
CAGR+7.1%
Avg YoY Growth+6.7%
Median YoY Growth+5.5%
Current Streak2 quarters growth
Real Estate Collaterals Coverage at Other Companies
Frequently Asked Questions
- What is Chicago Atlantic Real Estate Finance's real estate collaterals coverage?
- Chicago Atlantic Real Estate Finance (REFI) reported real estate collaterals coverage of $409.24M in Q1 2026.
- How has Chicago Atlantic Real Estate Finance's real estate collaterals coverage changed year-over-year?
- Chicago Atlantic Real Estate Finance's real estate collaterals coverage increased by 2.4% year-over-year, from $399.46M to $409.24M.
- What is the long-term trend for Chicago Atlantic Real Estate Finance's real estate collaterals coverage?
- Over 3 years (2022 to 2025), Chicago Atlantic Real Estate Finance's real estate collaterals coverage has grown at a 6.4% compound annual growth rate (CAGR), from $339.27M to $408.96M.
- What does real estate collaterals coverage mean?
- The ratio of collateral value to the loan amount, indicating the safety margin for lenders.