Other

Unfunded lending commitments

Raymond James Financial Unfunded lending commitments decreased by 19.3% to $523.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 11.1%, from $588.00M to $523.00M. Over 5 years (FY 2020 to FY 2025), Unfunded lending commitments shows an upward trend with a 6.1% CAGR.

Analysis

StatementBalance Sheet Statement
SectionOther
CategoryLiquidity
SignalContext dependent
VolatilityModerate
First reportedQ3 2015
Last reportedQ1 2026

How to read this metric

An increase indicates a larger pipeline of potential future assets, while a decrease may signal a slowdown in loan utilization or credit demand.

Detailed definition

This represents the aggregate amount of loan commitments that have been approved but not yet drawn down by borrowers. It...

Peer comparison

Reported by most banks and financial institutions as part of their off-balance sheet credit risk notes.

Metric ID: other_commitment_to_extend_credit_amount_unfunded_loan_c_4143d8

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$502.00M$548.00M$513.00M$605.00M$1.34B$1.26B$1.23B$1.15B$1.09B$4.13B$869.00M$749.00M$672.00M$640.00M$615.00M$588.00M$595.00M$716.00M$648.00M$523.00M
QoQ Change+9.2%-6.4%+17.9%+121.8%-6.5%-2.2%-6.0%-5.7%+280.0%-79.0%-13.8%-10.3%-4.8%-3.9%-4.4%+1.2%+20.3%-9.5%-19.3%
YoY Change+167.3%+129.0%+139.2%+90.6%-19.0%+229.2%-29.2%-35.0%-38.2%-84.5%-29.2%-21.5%-11.5%+11.9%+5.4%-11.1%
Range$502.00M$4.13B
CAGR+0.9%
Avg YoY Growth+30.8%
Median YoY Growth-11.3%
Current Streak2 quarters decline

Frequently Asked Questions

What is Raymond James Financial's unfunded lending commitments?
Raymond James Financial (RJF) reported unfunded lending commitments of $523.00M in Q1 2026.
How has Raymond James Financial's unfunded lending commitments changed year-over-year?
Raymond James Financial's unfunded lending commitments decreased by 11.1% year-over-year, from $588.00M to $523.00M.
What is the long-term trend for Raymond James Financial's unfunded lending commitments?
Over 5 years (2020 to 2025), Raymond James Financial's unfunded lending commitments has grown at a 6.1% compound annual growth rate (CAGR), from $532.00M to $716.00M.
What does unfunded lending commitments mean?
The total value of approved loans that clients have not yet borrowed.