Raymond James Financial Interest-bearing demand deposits decreased by 1.7% to 3.4% in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 15.5%, from 4.0% to 3.4%. Over 3 years (FY 2022 to FY 2025), Interest-bearing demand deposits shows an upward trend with a 11.7% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Rising rates indicate increased competition for deposits or a shift in the interest rate environment, impacting net interest margin.
The weighted average interest rate paid on domestic interest-bearing demand deposits. This metric measures the cost effi...
Comparable to other financial institutions' cost of interest-bearing demand deposits.
other_weighted_average_rate_domestic_deposit_interest_be_1a9246| Q3 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 2.8% | 4.5% | 4.9% | 5% | 5% | 5% | 5% | 4.6% | 4.1% | 4% | 4.1% | 3.9% | 3.4% | 3.4% |
| QoQ Change | — | +60.6% | +9.2% | +2.5% | +0.8% | -1.0% | +0.6% | -8.8% | -11.0% | -1.5% | +2.2% | -5.6% | -10.9% | -1.7% |
| YoY Change | — | — | — | +79.8% | — | +11.7% | +2.9% | -8.4% | -19.1% | -19.5% | -18.2% | -15.4% | -15.3% | -15.5% |