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Rocket Companies Balance Sheet Statement

Assets, liabilities, and shareholders' equity

Rocket Companies holds $59.4B in total assets. Shareholders' equity is $23.2B against $10.4B in total debt. Cash and equivalents total $3.0B. Based on the Q1 2026 filing.

Total Assets$59.4BTotal Stockholders Equity$23.2BLong Term Debt$10.4BCash And Equivalents$3.0B
Latest FilingQ1 2026
Report Date2026-05-12
Market Cap$38.0B
P/E Ratio235.49
ROE-1.19%

Current Liabilities

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Accounts payable$182M$291.5M$278.2M$297.5M$285M-$72M

Equity

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Additional paid-in capital$389M$403.8M$7.3B$8.8B$22.8B$22.8B
Preferred stock; $0.001 par value; 100 shares authorized; no shares issued and outstanding$0—$0$0$0$0
Retained earnings$313M$180.2M$178.5M$55.2M$124M$421M
Total liabilities and stockholders' equity$24.5B$25.3B$30.4B$33.6B$60.7B$59.4B
Total stockholders' equity$9B$8.6B$7.4B$8.9B$22.9B$23.2B

Current Assets

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Cash and cash equivalents$1.3B$1.4B$5.1B$5.9B$2.9B$3B
Loans held for sale$9B$9.6B$11.2B$11.7B$15.5B$13.9B
Restricted cash$16.5M$20M$22.7M$21M—$286M

Non-Current Assets

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Goodwill$1.1B———$10.6B$10.6B
Advance receivables, net of reserves and discount of $131 and $120, respectively$559M———$2B$1.6B
Other intangible assets—net$91M———$2.2B$2.1B
Loans subject to repurchase right from Ginnie Mae$2.8B$2.8B$2.5B$2.8B$5.1B$5.4B
Other Assets$1.6B$1.6B$1.9B$1.8B$2.5B$2.7B
Fair value of servicing rights$7.6B$7.4B$7.6B$7.4B$19.4B$19.4B
Accumulated depreciation$620.3M$623.1M$642.4M$668.7M$695M$726M
Property and equipment, net$214M$203M$193.8M$201.3M$260M$273M
Total assets$24.5B$25.3B$30.4B$33.6B$60.7B$59.4B

Non-Current Liabilities

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Long-term debt————$10.4B$10.4B
Accounts payable, accrued expenses, and other liabilities (includes VIE balances of $159 and $183)————$4.2B$4.2B
Loans subject to repurchase right from Ginnie Mae$2.8B$2.8B$2.5B$2.8B$5.1B$5.4B
MSR and advance facilities$0———$3.8B—
Unsecured debt————$10.4B$10.4B
Secured Borrowings Cash Right to Reclaim$0$57M$110.6M$48.5M$238M$326M
Secured Debt$6.8B$7.6B$9.5B$10.5B$17.9B$15.9B
Total liabilities$15.5B$16.7B$22.9B$24.7B$613M$796M

Other

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Reserves and discounts————$120M$131M
Margin cash collateral received from counterparties that was not offset against derivative assets$63.4M$188K$63.5M$8.5M$30M$157M
Margin cash collateral provided to counterparties that was not offset against derivative assets or liabilities$0$57M$110.6M$48.5M$238M$326M
Commodity derivatives$11M$84.7M$163.9M$65.2M$145M$360M
Derivative Instruments Not Designated As Hedging Instruments Asset At Fair Value$192M—$391.8M$329.6M$360M$734M
Excess spread financing, at fair value————$337M$328M
Excess spread financing UPB, fair value disclosure————$59.7B$58.2B
IRLCs UPB, variable rate$393.2M$910M$779.4M$1.3B$1.1B$3.1B
IRLCs UPB, fixed rate$6.6B$12.7B$11.8B$17.3B$12.3B$16.8B
Estimated litigation liability$4.5M$4.5M$0$0$74M$79M
Loan Representation And Warranty Reserve$100M$101M$98.1M$98.7M$129M$123M
Minimum adjusted net worth balance$675M$1.5B$1.5B$1.5B$1.5B$3.5B
Minimum risk based capital ratio, and capital leverage ratio6.0%6.0%6.0%6.0%6.0%6.0%
Minimum risk based capital ratio, servicing portfolio exceeds—$150B$150B$150B—$150B
MSRs financing, at fair value————$11M$14M
MSR related liabilities - nonrecourse, at fair value————$348M$342M
Fair value carrying amount, total loans$9B$9.6B$11.2B$11.7B$15.5B$13.9B
Preferred Stock, Par or Stated Value Per Share$0.00—$0.00$0.00$0.00$0.00
Preferred Stock, Shares Authorized500M—500M500M500M500M
Preferred Stock, Shares Issued0—0000
Preferred Stock, Shares Outstanding0—0000
UPB of mortgage loans serviced$525.5B$523.4B$537.5B$538B$1.3T$1.3T
Delinquent loans as a percentage of total portfolio (in percent)1.5%1.3%1.3%1.4%1.5%1.5%