Equity

Retained Earnings

Rocket Companies Retained Earnings increased by 239.5% to $421.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 133.6%, from $180.22M to $421.00M. Over 5 years (FY 2020 to FY 2025), Retained Earnings shows a downward trend with a -9.8% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.

Analysis

StatementBalance Sheet Statement
SectionEquity
CategoryCapital Allocation
SignalHigher is better
VolatilityStable
First reportedQ3 2015
Last reportedQ4 2025

How to read this metric

Consistent growth in retained earnings signals a profitable business model that can sustain itself without constant external capital raises.

Detailed definition

The cumulative amount of net income that has been reinvested in the business rather than distributed to shareholders as...

Peer comparison

Mature, highly profitable companies like Apple may actually see this decrease if they return more cash to shareholders via buybacks than they earn in net income.

Metric ID: retained_earnings

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$261.35M$336.59M$378.01M$305.79M$308.90M$316.38M$300.39M$281.00M$288.52M$294.77M$284.30M$300.49M$300.96M$278.96M$313.00M$180.22M$178.51M$55.20M$124.00M$421.00M
QoQ Change+28.8%+12.3%-19.1%+1.0%+2.4%-5.1%-6.5%+2.7%+2.2%-3.6%+5.7%+0.2%-7.3%+12.2%-42.4%-1.0%-69.1%+124.6%+239.5%
YoY Change+18.2%-6.0%-20.5%-8.1%-6.6%-6.8%-5.4%+6.9%+4.3%-5.4%+10.1%-40.0%-40.7%-80.2%-60.4%+133.6%
Range$55.20M$421.00M
CAGR+10.6%
Avg YoY Growth-6.7%
Median YoY Growth-6.3%
Current Streak2 quarters growth

Frequently Asked Questions

What is Rocket Companies's retained earnings?
Rocket Companies (RKT) reported retained earnings of $421.00M in Q1 2026.
How has Rocket Companies's retained earnings changed year-over-year?
Rocket Companies's retained earnings increased by 133.6% year-over-year, from $180.22M to $421.00M.
What is the long-term trend for Rocket Companies's retained earnings?
Over 5 years (2020 to 2025), Rocket Companies's retained earnings has grown at a -9.8% compound annual growth rate (CAGR), from $207.42M to $124.00M.
What does retained earnings mean?
The total profits the company has kept and reinvested since it started, after paying out any dividends.