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RLI RLI Change in unearned premiums

Change in unearned premiums at other companies

W.R. Berkley logo
W.R. BerkleyWRB
$47.87M-57.7%
Markel logo
MarkelMKL
$26.05M-76.8%
Kinsale Capital Group logo
Kinsale Capital GroupKNSL
$7.99M-74.9%
Axis Capital Holders logo
Axis Capital HoldersAXS
$746.21M+14.3%
RenaissanceRe Holdings logo
RenaissanceRe HoldingsRNR
$857.29M-18.3%
Radian Group logo
Radian GroupRDN
-$6.82M+29.4%

Other financials

Income statement

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Revenue$423.9M+4.0%
Net income$54.9M-13.2%
EPS (diluted)$0.60-11.8%

Balance sheet

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Cash & equivalents$49.1M+81.5%
Total debt$364.4M+218%
Total equity$1.8B+12.0%
Total assets$6.4B+11.7%

Cash flow

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Operating cash flow$42.8M-58.6%
CapEx$1.1M+0.9%
Free cash flow$41.8M-59.2%

Valuation

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Market cap$4.88B-28.9%
Enterprise value$5.2B-25.5%
P/E12.4×-12.1×
P/S2.6×-1.4×

Profitability

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Net margin20.8%+4.6pp
FCF margin28.9%-5.1pp

Returns & leverage

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Return on equity23.2%+5.2pp
Debt / equity0.2×+0.1×

Where this comes from

Reported directly by RLI in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInUnearnedPremiums.

The official record: RLI’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is RLI's change in unearned premiums?
RLI (RLI) reported change in unearned premiums of $1.87M in Q4 2025.
How has RLI's change in unearned premiums changed year-over-year?
RLI's change in unearned premiums decreased by 91.8% year-over-year, from $22.95M to $1.87M.
What is the long-term trend for RLI's change in unearned premiums?
Over 4 years (2021 to 2025), RLI's change in unearned premiums has grown at a -46.9% compound annual growth rate (CAGR), from $94.06M to $7.5M.
What does change in unearned premiums mean?
This metric measures the change in the portion of written premiums that relates to the unexpired term of insurance policies. It represents the company's obligation to provide coverage for the remainder of the policy period. An increase in unearned premiums typically signals growth in the company's book of business and future revenue potential.