Regional Management Corporation RM Ratios & Valuation
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 7.4%+0.5pp | 6.9%+0.3pp | 6.6%— | —— | —— | |
| EBITDA margin | 24.4%+0.8pp | 23.6%+0.5pp | 23.1%— | —— | —— | |
| Free cash flow margin | 48.8%+1.6pp | 47.1%+1.5pp | 45.7%+0.5pp | 45.2%+0.1pp | 45%+0.2pp | |
| Returns | ||||||
| Return on equity | 13.3%+1.1pp | 12.2%+0.7pp | 11.4%— | —— | —— | |
| Return on assets | 2.5%+0.2pp | 2.2%+0.1pp | 2.2%— | —— | —— | |
| Return on invested capital | 5.7%+0.3pp | 5.3%+0.1pp | 5.3%— | —— | —— | |
| Efficiency | ||||||
| Asset turnover | 0.3×0.0× | 0.3×0.0× | 0.3×0.0× | 0.3×0.0× | 0.3×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 4.4×-0.1× | 4.5×+0.2× | 4.3×+0.1× | 4.3×0.0× | 4.2×0.0× | |
| Debt-to-assets | 0.8×0.0× | 0.8×0.0× | 0.8×0.0× | 0.8×0.0× | 0.8×0.0× | |
| Net debt / EBITDA | 10.3×-0.8× | 11.1×0.0× | 11.1×— | —— | —— | |
| Interest coverage | 1.8×+0.1× | 1.7×0.0× | 1.7×— | —— | —— | |
| Per Share | ||||||
| Book value per share | $38.90+4.1% | $37.37+1.8% | $36.70-0.5% | $36.87+3.3% | $35.70-0.5% | |
| Valuation | ||||||
| Market capitalization | $358.47M+28.3% | $376.37M-1.4% | $381.77M+33.2% | $286.61M-3.2% | $296.03M-14.3% | |
| Enterprise value | $2.01B+12.7% | $2.06B+3.3% | $2B+9.1% | $1.83B+1.4% | $1.8B-2.7% | |
| Price / earnings | 7.3×-1.1× | 8.5×-0.7× | 9.2×— | —— | —— | |
| Price / sales | 0.5×+0.1× | 0.6×0.0× | 0.6×+0.1× | 0.5×0.0× | 0.5×-0.1× | |
| Price / book | 1×+0.2× | 1×0.0× | 1×+0.2× | 0.8×0.0× | 0.8×-0.1× | |
| EV / EBITDA | 12.5×-1.3× | 13.5×-0.2× | 13.7×— | —— | —— | |
| EV / sales | 3.1×+0.1× | 3.2×0.0× | 3.2×+0.2× | 3×0.0× | 3×-0.1× | |
| Free cash flow yield | 89.8%-6.5pp | 80.9%+5.4pp | 75.4%-20.9pp | 96.4%+5.6pp | 90.8%+14.4pp | |
| Earnings yield | 13.6%+1.8pp | 11.8%+1.0pp | 10.8%— | —— | —— | |
| Dividend yield | 3.3%-1.0pp | 3.1%0.0pp | 3.1%-1.1pp | 4.1%0.0pp | 4.1%+0.6pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Regional Management Corporation's ratios come from?
- Every ratio is computed from Regional Management Corporation's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
