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Retained Earnings at other companies

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$75.5M-53.2%
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Sound Financial BancorpSFBC
$84.5M+7.6%

Other financials

Income statement

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Revenue$167.3M+9.4%
Net income$11.4M+62.7%
EPS (diluted)$1.18+68.6%

Balance sheet

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Cash & equivalents$4.9M+16.9%
Total debt$1.7B+9.8%
Total equity$375.8M+5.0%
Total assets$2.1B+9.1%

Cash flow

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Operating cash flow$81.0M+27.2%
CapEx$1.1M-12.9%
Free cash flow$79.9M+28.1%

Valuation

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Market cap$290.61M-17.6%
Enterprise value$1.95B+2.7%
P/E-4.2×
P/S0.4×-0.1×

Profitability

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Net margin7.4%+1.9pp
FCF margin48.8%+3.7pp

Returns & leverage

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Return on equity13.3%+3.8pp
Debt / equity4.4×+0.2×

Where this comes from

Reported directly by Regional Management Corporation in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The source filing: Regional Management Corporation’s 10-Q, filed May 1, 2026.

Filed
May 1, 2026, 4:30 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001519401-26-000009
Line item(Unaudited) / March 31, 2026December 31, 2025
Preferred stock ($0.10 par value, 100,000 shares authorized, none issued or outstanding)
Common stock ($0.10 par value, 1,000,000 shares authorized, 15,160 shares issued and 9,338 shares outstanding at March 31, 2026 and 15,168 shares issued and 9,554 shares outstanding at December 31, 2025)1,5161,517
Additional paid-in capital140,555138,666
Retained earnings419,197410,721
Accumulated other comprehensive loss(31)(2)
Treasury stock (5,822 shares at March 31, 2026 and 5,614 shares at December 31, 2025)(185,388)(177,810)
Total stockholders’ equity375,849373,092
Total liabilities and stockholders’ equity$2,072,750$2,103,930

ITEM 1. FINANCIAL STATEMENTS.

FAQ

What is Regional Management Corporation's retained earnings?
Regional Management Corporation (RM) reported retained earnings of $419.2M in Q1 2026.
How has Regional Management Corporation's retained earnings changed year-over-year?
Regional Management Corporation's retained earnings increased by 9.6% year-over-year, from $382.53M to $419.2M.
What is the long-term trend for Regional Management Corporation's retained earnings?
Over 5 years (2020 to 2025), Regional Management Corporation's retained earnings has grown at a 12.6% compound annual growth rate (CAGR), from $227.34M to $410.72M.
What does retained earnings mean?
Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.

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