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Enova International ENVA Retained Earnings

Retained Earnings at other companies

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Credit AcceptanceCACC
$1.08B-20.2%
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SoFi Technologies, Inc.SOFI
-$657.55M+46.7%
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$3.74B+9.6%
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$5.74B+15.3%
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Valley National BankVLY
$2B+22.5%
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Home BancSharesHOMB
$2.34B+15.7%

Other financials

Income statement

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Revenue$875.1M+17.4%
Gross profit$529.0M+24.1%
Operating income$207.1M+20.5%
Net income$91.1M+24.9%
EPS (diluted)$3.46+28.6%

Balance sheet

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Cash & equivalents$96.1M+73.2%
Total debt$4.9B+28.4%
Total equity$1.4B+17.1%
Total assets$6.9B+26.0%

Cash flow

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Operating cash flow$474.5M+21.3%
CapEx$10.8M-16.5%
Free cash flow$463.8M+22.6%

Valuation

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Market cap$5.04B+36.4%

Profitability

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Gross margin58.9%+1.3pp
Operating margin23.6%+1.2pp
Net margin10%+1.6pp
FCF margin56.6%+1.6pp

Returns & leverage

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Return on equity25.1%+5.2pp
Debt / equity3.5×+0.3×

Where this comes from

Reported directly by Enova International in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The official record: Enova International’s 10-Q, filed April 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Enova International's retained earnings?
Enova International (ENVA) reported retained earnings of $2.1B in Q1 2026.
How has Enova International's retained earnings changed year-over-year?
Enova International's retained earnings increased by 18.4% year-over-year, from $1.77B to $2.1B.
What is the long-term trend for Enova International's retained earnings?
Over 5 years (2020 to 2025), Enova International's retained earnings has grown at a 18.8% compound annual growth rate (CAGR), from $849.47M to $2.01B.
What does retained earnings mean?
Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.