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World Acceptance WRLD Retained Earnings

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Other financials

Income statement

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Revenue$139.2M+4.8%
Net income$6.1M+285%
EPS (diluted)$1.33+343%

Balance sheet

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Cash & equivalents$10.4M+245%
Total debt$75.2M-2.4%
Total equity$362.2M-14.9%
Total assets$1.1B+5.4%

Cash flow

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Operating cash flow$64.4M+10.7%
CapEx$1.3M+22.7%
Free cash flow$63.1M+10.5%

Valuation

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Market cap$871.27M-0.8%
Enterprise value$936.09M-1.7%
P/E22.3×+11.4×
P/S1.5×-0.1×

Profitability

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Net margin6.6%-7.6pp
FCF margin44.2%-1.7pp

Returns & leverage

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Return on equity9.9%-9.1pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by World Acceptance in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The source filing: World Acceptance’s 10-Q, filed August 6, 2026. Open the filing →

Filed
Aug 6, 2026, 4:22 PM EDT
Fiscal quarter
Q1 FY2027
Calendar quarter
Q2 2026
Accession
0000108385-26-000034

FAQ

What is World Acceptance's retained earnings?
World Acceptance (WRLD) reported retained earnings of $75.5M in Q2 2026.
How has World Acceptance's retained earnings changed year-over-year?
World Acceptance's retained earnings decreased by 53.2% year-over-year, from $161.38M to $75.5M.
What is the long-term trend for World Acceptance's retained earnings?
Over 5 years (2021 to 2026), World Acceptance's retained earnings has grown at a -13.7% compound annual growth rate (CAGR), from $149.34M to $71.56M.
What does retained earnings mean?
Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.

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