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First Bancorp FBNC Retained Earnings

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Other financials

Income statement

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Revenue$127.3M+14.7%
Net income$50.5M+31.0%
EPS (diluted)$1.22+31.2%

Balance sheet

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Cash & equivalents$550.3M-22.6%
Total debt$89.0M-16.9%
Total equity$1.7B+10.3%
Total assets$13.0B+3.4%

Cash flow

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Operating cash flow$66.5M+45.4%
CapEx$1.0M-26.1%
Free cash flow$65.5M+47.6%

Valuation

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Market cap$2.68B+31.5%
Enterprise value$2.22B+54.7%
P/E20.1×-0.9×
P/S6.3×+1.0×

Profitability

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Net margin31.5%+5.9pp
FCF margin53.6%+0.1pp

Returns & leverage

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Return on equity8.1%+1.6pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by First Bancorp in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The source filing: First Bancorp’s 10-Q, filed August 6, 2026. Open the filing →

Filed
Aug 6, 2026, 4:41 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000811589-26-000153

FAQ

What is First Bancorp's retained earnings?
First Bancorp (FBNC) reported retained earnings of $906.98M in Q2 2026.
How has First Bancorp's retained earnings changed year-over-year?
First Bancorp's retained earnings increased by 11.6% year-over-year, from $812.66M to $906.98M.
What is the long-term trend for First Bancorp's retained earnings?
Over 5 years (2020 to 2025), First Bancorp's retained earnings has grown at a 11.6% compound annual growth rate (CAGR), from $478.49M to $829.66M.
What does retained earnings mean?
Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.

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