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Richmond Mutual Bancorporation, Inc. RMBI Amortization Of Deferred Loan Origination Fees Net

Amortization Of Deferred Loan Origination Fees Net at other companies

Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$884K+11.5%
Greene County Bancorp logo
Greene County BancorpGCBC
-$127K-53.0%

Other financials

Income statement

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Revenue$12.7M+11.6%
Net income$2.8M+41.5%
EPS (diluted)$0.28+40.0%

Balance sheet

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Cash & equivalents$34.8M+28.7%
Total debt$643.0K+59.2%
Total equity$144.9M+10.7%
Total assets$1.5B-0.2%

Cash flow

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Operating cash flow$2.8M+27.7%
CapEx$324.6K+327%
Free cash flow$2.5M+16.9%

Valuation

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Market cap$243.08M+72.1%
P/E19.6×+4.8×
P/S4.8×+1.7×

Profitability

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Net margin24.7%+4.2pp
FCF margin29.8%-2.9pp

Returns & leverage

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Return on equity9%+2.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Richmond Mutual Bancorporation, Inc. in its filing.

Tagged under the XBRL concept us-gaap:AmortizationOfDeferredLoanOriginationFeesNet.

The official record: Richmond Mutual Bancorporation, Inc.’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Richmond Mutual Bancorporation, Inc.'s amortization of deferred loan origination fees net?
Richmond Mutual Bancorporation, Inc. (RMBI) reported amortization of deferred loan origination fees net of $211.7K in Q1 2026.
How has Richmond Mutual Bancorporation, Inc.'s amortization of deferred loan origination fees net changed year-over-year?
Richmond Mutual Bancorporation, Inc.'s amortization of deferred loan origination fees net increased by 0.1% year-over-year, from $211.42K to $211.7K.
What is the long-term trend for Richmond Mutual Bancorporation, Inc.'s amortization of deferred loan origination fees net?
Over 4 years (2021 to 2025), Richmond Mutual Bancorporation, Inc.'s amortization of deferred loan origination fees net has grown at a -27.1% compound annual growth rate (CAGR), from $3.14M to $884.03K.
What does amortization of deferred loan origination fees net mean?
This represents the net non-cash adjustment related to the amortization of deferred fees and costs associated with originating loans. These fees are recognized as an adjustment to interest income over the life of the loan rather than immediately upon origination. It is a critical component in aligning the timing of revenue recognition with the underlying loan term.