Non-Current Assets

Net Investment in Lease

Ross Stores Net Investment in Lease increased by 0.6% to $3.52B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 6.8%, from $3.29B to $3.52B. Over 5 years (FY 2020 to FY 2025), Net Investment in Lease shows an upward trend with a 2.7% CAGR.

Analysis

StatementBalance Sheet Statement
SectionNon-Current Assets
CategoryGrowth
SignalContext dependent
VolatilityModerate
First reportedQ1 2018
Last reportedQ4 2025Mar 31, 2026

How to read this metric

An increase indicates growth in the bank's leasing business, while a decrease suggests a contraction in this lending segment.

Detailed definition

This represents the present value of future lease payments receivable from lessees, plus the unguaranteed residual value...

Peer comparison

Common among diversified regional banks with strong commercial and industrial lending divisions.

Metric ID: net_investment_in_lease

Historical Data

20 periods
 Q1 '21Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value$3.00B$2.97B$3.03B$3.03B$3.06B$3.03B$3.10B$3.10B$3.12B$3.16B$3.16B$3.13B$3.21B$3.23B$3.35B$3.29B$3.33B$3.37B$3.50B$3.52B
QoQ Change-1.0%+2.0%-0.2%+1.0%-1.0%+2.5%-0.1%+0.8%+1.4%-0.1%-1.0%+2.7%+0.7%+3.6%-1.6%+0.9%+1.5%+3.7%+0.6%
YoY Change+1.8%+1.7%+2.3%+2.3%+2.1%+4.6%+1.9%+0.9%+2.8%+2.2%+6.0%+5.4%+3.6%+4.3%+4.4%+6.8%
Range$2.97B$3.52B
CAGR+3.4%
Avg YoY Growth+3.3%
Median YoY Growth+2.6%
Current Streak4 quarters growth

Frequently Asked Questions

What is Ross Stores's net investment in lease?
Ross Stores (ROST) reported net investment in lease of $3.52B in Q4 2025.
How has Ross Stores's net investment in lease changed year-over-year?
Ross Stores's net investment in lease increased by 6.8% year-over-year, from $3.29B to $3.52B.
What is the long-term trend for Ross Stores's net investment in lease?
Over 5 years (2020 to 2025), Ross Stores's net investment in lease has grown at a 2.7% compound annual growth rate (CAGR), from $3.08B to $3.52B.
What does net investment in lease mean?
The total amount owed to the bank by customers under lease agreements, adjusted for present value.