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Riverview Bancorp RVSB Base Year Allowance For Loan Losses

Base Year Allowance For Loan Losses at other companies

Princeton Bancorp, Inc. logo
Princeton Bancorp, Inc.BPRN
-$5.85M+12.9%
Norwood Financial logo
Norwood FinancialNWFL
$9.75K-95.5%
Popular logo
PopularBPOP
$15.6M-14.3%
Pathfinder Bancorp logo
Pathfinder BancorpPBHC
-$29.44M-70.7%
Pathfinder Bancorp logo
Pathfinder BancorpPBHC
$0
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$13.86B-1.2%

Other financials

Income statement

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Revenue$2.1M-83.4%
Net income-$8.0M-801%
EPS (diluted)-$0.39-880%

Balance sheet

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Cash & equivalents$116.9M+297%
Total debt$5.8M-11.0%
Total equity$145.6M-9.0%
Total assets$1.5B-3.3%

Cash flow

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Operating cash flow$3.0M
CapEx$90.0K-2.2%
Free cash flow$2.8M+103%

Valuation

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Market cap$110.15M-4.5%
Enterprise value-$878.74K-101%
P/S2.6×+0.3×

Profitability

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Net margin-10.1%-19.8pp
FCF margin49.2%+29.5pp

Returns & leverage

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Return on equity-2.8%-5.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Riverview Bancorp in its filing.

Tagged under the XBRL concept rvsb:BaseYearAllowanceForLoanLosses.

The official record: Riverview Bancorp’s 10-K, filed June 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Riverview Bancorp's base year allowance for loan losses?
Riverview Bancorp (RVSB) reported base year allowance for loan losses of $550K in Q1 2026.
How has Riverview Bancorp's base year allowance for loan losses changed year-over-year?
Riverview Bancorp's base year allowance for loan losses decreased by 0.0% year-over-year, from $550K to $550K.
What does base year allowance for loan losses mean?
The initial balance or designated baseline amount set aside in the allowance for loan and lease losses at the start of a specific period. This serves as a reference point for evaluating the adequacy of credit loss reserves relative to historical risk levels.