Redwood Trust Loans held for sale activity decreased by 10.3% to $407.69M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 3.9%, from $424.29M to $407.69M. Over 4 years (FY 2021 to FY 2025), Loans held for sale activity shows an upward trend with a 10.2% CAGR.
Positive cash flow suggests successful distribution of loans, while negative flow suggests heavy investment in loan inventory.
The net cash impact resulting from the origination, acquisition, and subsequent sale of mortgage loans intended for the...
Standard for mortgage originators and conduit lenders; highly dependent on secondary market demand.
loans_held_for_sale| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $312.57M | $392.87M | $297.70M | $443.29M | $323.56M | $146.63M | $163.79M | $201.08M | $159.19M | $216.83M | $197.54M | $199.48M | $454.22M | $445.49M | $478.15M | $424.29M | $422.05M | $555.19M | $454.34M | $407.69M |
| QoQ Change | — | +25.7% | -24.2% | +48.9% | -27.0% | -54.7% | +11.7% | +22.8% | -20.8% | +36.2% | -8.9% | +1.0% | +127.7% | -1.9% | +7.3% | -11.3% | -0.5% | +31.5% | -18.2% | -10.3% |
| YoY Change | — | — | — | — | +3.5% | -62.7% | -45.0% | -54.6% | -50.8% | +47.9% | +20.6% | -0.8% | +185.3% | +105.5% | +142.1% | +112.7% | -7.1% | +24.6% | -5.0% | -3.9% |