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Safety Insurance Group SAFT Unearned premiums

Unearned premiums at other companies

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$3.4B+4.4%

Other financials

Income statement

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Revenue$314.7M+4.4%
Net income-$14.3M-165%
EPS (diluted)-$0.99-167%

Balance sheet

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Cash & equivalents$54.8M-15.3%
Total debt$61.1M+36.8%
Total equity$855.8M+0.6%
Total assets$2.4B+6.3%

Cash flow

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Operating cash flow-$17.0M-637%
CapEx$1.8M+455%
Free cash flow-$18.9M-764%

Valuation

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Market cap$1.06B-8.2%
Enterprise value$1.07B-6.1%
P/E16.9×+0.9×
P/S0.8×-0.2×

Profitability

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Net margin4.9%-1.4pp
FCF margin13.3%+0.2pp

Returns & leverage

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Return on equity7.4%-1.4pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Safety Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:UnearnedPremiums.

The official record: Safety Insurance Group’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Safety Insurance Group's unearned premiums?
Safety Insurance Group (SAFT) reported unearned premiums of $640.32M in Q1 2026.
How has Safety Insurance Group's unearned premiums changed year-over-year?
Safety Insurance Group's unearned premiums increased by 2.9% year-over-year, from $622.15M to $640.32M.
What is the long-term trend for Safety Insurance Group's unearned premiums?
Over 5 years (2020 to 2025), Safety Insurance Group's unearned premiums has grown at a 9.2% compound annual growth rate (CAGR), from $421.9M to $654.8M.
What does unearned premiums mean?
This represents the portion of written premiums that corresponds to the unexpired term of insurance policies, which the company has collected but not yet earned. It serves as a measure of the company's future revenue obligations and potential liability if policies were to be cancelled. A growing balance generally indicates successful growth in the company's active policy base.