Safety Insurance Group SAFT Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 4.9%-2.9pp | 7.9%+0.8pp | 7.1%0.0pp | 7.1%+0.8pp | 6.3%0.0pp | |
| Free cash flow margin | 13.3%-1.9pp | 15.2%+1.3pp | 13.9%+0.7pp | 13.2%+0.1pp | 13.1%+2.0pp | |
| Returns | ||||||
| Return on equity | 7.4%-4.1pp | 11.5%+1.6pp | 10%-0.1pp | 10.1%+1.3pp | 8.8%+0.1pp | |
| Return on assets | 2.7%-1.5pp | 4.2%+0.5pp | 3.7%-0.1pp | 3.7%+0.4pp | 3.3%+0.1pp | |
| Efficiency | ||||||
| Asset turnover | 0.5×0.0× | 0.5×0.0× | 0.5×0.0× | 0.5×0.0× | 0.5×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0.1×0.0× | 0.1×0.0× | 0×0.0× | 0.1×0.0× | 0.1×0.0× | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Per Share | ||||||
| Book value per share | $59.02-2.5% | $60.52-0.6% | $60.87+3.0% | $59.08+2.4% | $57.69+2.5% | |
| Valuation | ||||||
| Market capitalization | $1.08B-8.2% | $1.16B+10.2% | $1.05B-10.4% | $1.18B+0.4% | $1.17B-4.3% | |
| Enterprise value | $1.09B-6.1% | $1.15B+10.5% | $1.04B-11.1% | $1.17B+1.7% | $1.15B-4.9% | |
| Price / earnings | 17.1×+0.9× | 11.7×-0.4× | 12.1×-1.8× | 13.9×-2.3× | 16.1×-1.2× | |
| Price / sales | 0.9×-0.2× | 0.9×+0.1× | 0.9×-0.1× | 1×0.0× | 1×-0.1× | |
| Price / book | 1.2×-0.1× | 1.3×+0.1× | 1.2×-0.2× | 1.3×0.0× | 1.4×-0.1× | |
| EV / sales | 0.8×-0.1× | 0.9×+0.1× | 0.8×-0.1× | 1×0.0× | 1×-0.1× | |
| Free cash flow yield | 16%+2.9pp | 16.5%+0.3pp | 16.2%+2.7pp | 13.5%+0.6pp | 12.9%+2.8pp | |
| Earnings yield | 5.9%-0.3pp | 8.6%+0.3pp | 8.3%+1.1pp | 7.2%+1.0pp | 6.2%+0.4pp | |
| Dividend yield | 5.1%+0.5pp | 4.6%-0.5pp | 5.1%+0.6pp | 4.5%0.0pp | 4.6%+0.2pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Safety Insurance Group's ratios come from?
- Every ratio is computed from Safety Insurance Group's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
