Safety Insurance Group SAFT Ratios & Valuation
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 4.9%-1.4pp | 7.9%+1.5pp | 7.1%+0.2pp | 7.1%+2.1pp | 6.3%+1.1pp | |
| Free cash flow margin | 13.3%+0.2pp | 15.2%+4.1pp | 13.9%+3.9pp | 13.2%+6.9pp | 13.1%+9.1pp | |
| Returns | ||||||
| Return on equity | 7.4%-1.4pp | 11.5%+2.9pp | 10%+0.7pp | 10.1%+3.7pp | 8.8%+2.4pp | |
| Return on assets | 2.7%-0.6pp | 4.2%+0.9pp | 3.7%+0.2pp | 3.7%+1.3pp | 3.3%+0.8pp | |
| Efficiency | ||||||
| Asset turnover | 0.5×0.0× | 0.5×0.0× | 0.5×0.0× | 0.5×0.0× | 0.5×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0.1×0.0× | 0.1×0.0× | 0×0.0× | 0.1×0.0× | 0.1×0.0× | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Per Share | ||||||
| Book value per share | $59.02+2.3% | $60.52+7.5% | $60.87+6.3% | $59.08+7.3% | $57.69+5.1% | |
| Valuation | ||||||
| Market capitalization | $1.08B-8.2% | $1.16B-5.1% | $1.05B-12.4% | $1.18B+6.8% | $1.17B-2.8% | |
| Enterprise value | $1.09B-6.1% | $1.15B-5.0% | $1.04B-12.4% | $1.17B+6.0% | $1.15B-5.9% | |
| Price / earnings | 17.1×+0.9× | 11.7×-5.6× | 12.1×-4.0× | 13.9×-7.8× | 16.1×-7.3× | |
| Price / sales | 0.9×-0.2× | 0.9×-0.2× | 0.9×-0.2× | 1×-0.1× | 1×-0.2× | |
| Price / book | 1.2×-0.1× | 1.3×-0.2× | 1.2×-0.2× | 1.3×0.0× | 1.4×-0.1× | |
| EV / sales | 0.8×-0.1× | 0.9×-0.2× | 0.8×-0.2× | 1×-0.1× | 1×-0.2× | |
| Free cash flow yield | 16%+2.9pp | 16.5%+6.4pp | 16.2%+7.2pp | 13.5%+7.6pp | 12.9%+9.6pp | |
| Earnings yield | 5.9%-0.3pp | 8.6%+2.8pp | 8.3%+2.1pp | 7.2%+2.6pp | 6.2%+1.9pp | |
| Dividend yield | 5.1%+0.5pp | 4.6%+0.3pp | 5.1%+0.7pp | 4.5%-0.3pp | 4.6%+0.1pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Safety Insurance Group's ratios come from?
- Every ratio is computed from Safety Insurance Group's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
