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Southside Bancshares SBSI Retained Earnings

Retained Earnings at other companies

Southern First Bancshares logo
Southern First BancsharesSFST
$272.53M+17.0%
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JPMorgan ChaseJPM
$445.02B+12.0%
Cullen/Frost Bankers logo
Cullen/Frost BankersCFR
$4.41B+9.4%
Bank of America logo
Bank of AmericaBAC
$274.52B+8.9%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$237.23B+7.2%
Prosperity Bancshares logo
Prosperity BancsharesPB
$4.03B+8.9%

Other financials

Income statement

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Revenue$71.3M+7.4%
Net income$26.8M+23.0%
EPS (diluted)$0.90+25.0%

Balance sheet

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Cash & equivalents$397.3M+1.8%
Total debt$1.2B+79.3%
Total equity$882.5M+9.3%
Total assets$8.8B+5.1%

Cash flow

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Operating cash flow$32.2M+442%
CapEx$4.7M-40.5%
Free cash flow$27.5M

Valuation

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Market cap$966.97M+11.2%
Enterprise value$1.79B+54.3%
P/E12.7×+2.6×
P/S3.9×+0.6×

Profitability

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Net margin30.6%-2.3pp
FCF margin51%

Returns & leverage

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Return on equity9%-1.7pp
Debt / equity1.4×+0.5×

Where this comes from

Reported directly by Southside Bancshares in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The source filing: Southside Bancshares’s 10-Q, filed July 24, 2026.

Filed
Jul 24, 2026, 2:04 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000705432-26-000105
Line itemJune 30,2026December 31,2025
Preferred stock: (no par value, 8,000,000 shares authorized, none issued or outstanding)
Common stock: ($1.25 par value, 80,000,000 shares authorized, 38,124,707 shares issued at June 30, 2026 and 38,110,078 shares issued at December 31, 2025)47,65647,638
Paid-in capital797,342795,759
Retained earnings380,761352,193
Treasury stock: (shares at cost, 8,321,665 at June 30, 2026 and 8,387,077 at December 31, 2025)(251,228)(252,358)
AOCI(92,067)(95,617)
Total shareholders’ equity882,464847,615
Total liabilities and shareholders’ equity$8,763,714$8,514,590

Item 1. FINANCIAL STATEMENTS (UNAUDITED)

FAQ

What is Southside Bancshares's retained earnings?
Southside Bancshares (SBSI) reported retained earnings of $380.76M in Q2 2026.
How has Southside Bancshares's retained earnings changed year-over-year?
Southside Bancshares's retained earnings increased by 9.4% year-over-year, from $348.04M to $380.76M.
What is the long-term trend for Southside Bancshares's retained earnings?
Over 5 years (2020 to 2025), Southside Bancshares's retained earnings has grown at a 25.9% compound annual growth rate (CAGR), from $111.21M to $352.19M.
What does retained earnings mean?
Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.

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