Operating
Accretion (amortization) of discounts and premiums on investments
Charles Schwab Corporation Accretion (amortization) of discounts and premiums on investments increased by 1.2% to -$171.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 9.0%, from -$188.00M to -$171.00M. Over 4 years (FY 2021 to FY 2025), Accretion (amortization) of discounts and premiums on investments shows an upward trend with a -26.2% CAGR.
Analysis
StatementCash Flow Statement
SectionOperating
CategoryProfitability
SignalContext dependent
VolatilityStable
First reportedQ1 2013
Last reportedQ4 2025
How to read this metric
Reflects the yield adjustment on fixed-income portfolios; changes are driven by interest rate environments and security purchase prices.
Detailed definition
This represents the non-cash adjustment to the carrying value of investment securities due to the amortization of premiu...
Peer comparison
Common in banks with large held-to-maturity or available-for-sale bond portfolios.
Metric ID:
cf_bac_accretion_amortization_investmentsHistorical Data
19 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | -$600.00M | -$560.00M | -$562.00M | -$486.00M | -$382.00M | -$295.00M | -$212.00M | -$185.00M | -$207.00M | -$222.00M | -$216.00M | -$205.00M | -$211.00M | -$202.00M | -$188.00M | -$178.00M | -$173.00M | -$173.00M | -$171.00M |
| QoQ Change | — | +6.7% | -0.4% | +13.5% | +21.4% | +22.8% | +28.1% | +12.7% | -11.9% | -7.2% | +2.7% | +5.1% | -2.9% | +4.3% | +6.9% | +5.3% | +2.8% | +0.0% | +1.2% |
| YoY Change | — | — | — | — | +36.3% | +47.3% | +62.3% | +61.9% | +45.8% | +24.7% | -1.9% | -10.8% | -1.9% | +9.0% | +13.0% | +13.2% | +18.0% | +14.4% | +9.0% |
Range-$600.00M – -$171.00M
CAGR-24.3%
Avg YoY Growth+22.7%
Median YoY Growth+14.4%
Current Streak6 quarters growth
Accretion (amortization) of discounts and premiums on investments at Other Companies
Frequently Asked Questions
- What is Charles Schwab Corporation's accretion (amortization) of discounts and premiums on investments?
- Charles Schwab Corporation (SCHW) reported accretion (amortization) of discounts and premiums on investments of -$171.00M in Q4 2025.
- How has Charles Schwab Corporation's accretion (amortization) of discounts and premiums on investments changed year-over-year?
- Charles Schwab Corporation's accretion (amortization) of discounts and premiums on investments increased by 9.0% year-over-year, from -$188.00M to -$171.00M.
- What is the long-term trend for Charles Schwab Corporation's accretion (amortization) of discounts and premiums on investments?
- Over 4 years (2021 to 2025), Charles Schwab Corporation's accretion (amortization) of discounts and premiums on investments has grown at a -26.2% compound annual growth rate (CAGR), from -$2.35B to -$695.00M.
- What does accretion (amortization) of discounts and premiums on investments mean?
- The non-cash adjustment to investment values to account for purchase price differences from par value.