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Sezzle SEZL Amortization Of Discount (Premium) On Notes Receivable

Amortization Of Discount (Premium) On Notes Receivable at other companies

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$1.19M-41.1%
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$1M0.0%

Other financials

Income statement

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Revenue$135.5M+29.2%
Operating income$69.0M+38.4%
Net income$51.3M+41.9%
EPS (diluted)$1.47+47.0%

Balance sheet

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Cash & equivalents$120.4M+35.5%
Total debt$792.0K-12.2%
Total equity$196.7M+56.4%
Total assets$454.3M+52.4%

Cash flow

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Operating cash flow$89.0M+69.5%
CapEx$351.0K+1,200%
Free cash flow$88.6M+69.0%

Valuation

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Market cap$5.49B+81.1%
Enterprise value$5.37B+84.8%
P/E37×+8.6×
P/S11.4×+2.2×

Profitability

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Operating margin40.7%+4.8pp
Net margin30.8%-1.6pp
FCF margin51%+0.3pp

Returns & leverage

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Return on equity92%-45.4pp
Debt / equity0.0×
Current ratio3.7×+1.0×

Where this comes from

Reported directly by Sezzle in its filing.

Tagged under the XBRL concept szl:AmortizationOfDiscountPremiumOnNotesReceivable.

The official record: Sezzle’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Sezzle's amortization of discount (premium) on notes receivable?
Sezzle (SEZL) reported amortization of discount (premium) on notes receivable of $345K in Q1 2026.
How has Sezzle's amortization of discount (premium) on notes receivable changed year-over-year?
Sezzle's amortization of discount (premium) on notes receivable decreased by 71.8% year-over-year, from $1.22M to $345K.
What does amortization of discount (premium) on notes receivable mean?
This non-cash adjustment reflects the periodic recognition of interest income or expense resulting from the difference between the face value and the present value of notes receivable. It aligns the carrying value of financial instruments with their effective interest rate over time. This metric is essential for understanding the true yield generated by financing activities.