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Simmons First National SFNC Bank Owned Life Insurance Income

Discontinued — last reported Q2 '26

Bank Owned Life Insurance Income at other companies

Customers Bancorp logo
Customers BancorpCUBI
$2.21M-1.6%
Columbia Banking Systems logo
Columbia Banking SystemsCOLB
$9M+73.6%
NB Bancorp, Inc. logo
NB Bancorp, Inc.NBBK
$962K+22.2%
Mercantile Bank Corporation logo
Mercantile Bank CorporationMBWM
$776K+38.3%

Other financials

Income statement

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Revenue$248.6M+16.1%
Net income$66.7M+21.8%
EPS (diluted)$0.46+7.0%

Balance sheet

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Cash & equivalents$589.5M-8.5%
Total debt$50.7M-23.0%
Total equity$3.5B-1.9%
Total assets$24.8B-7.2%

Cash flow

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Operating cash flow$40.3M+22.9%
CapEx$6.3M-38.2%
Free cash flow$34.0M+50.3%

Valuation

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Market cap$3.39B+18.4%
P/S20×+16.5×

Profitability

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Net margin-681.2%-698pp
FCF margin313.1%+268pp

Returns & leverage

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Return on equity-12.4%-16.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Simmons First National in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsuranceIncome.

The official record: Simmons First National’s 8-K, filed July 16, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Simmons First National's bank owned life insurance income?
Simmons First National (SFNC) reported bank owned life insurance income of $4.22M in Q2 2026.
How has Simmons First National's bank owned life insurance income changed year-over-year?
Simmons First National's bank owned life insurance income increased by 8.4% year-over-year, from $3.89M to $4.22M.
What is the long-term trend for Simmons First National's bank owned life insurance income?
Over 4 years (2021 to 2025), Simmons First National's bank owned life insurance income has grown at a 15.5% compound annual growth rate (CAGR), from $8.9M to $15.87M.
What does bank owned life insurance income mean?
Captures the income or gains recognized from life insurance policies owned by the bank on the lives of its employees or executives. This serves as a non-interest income stream that often provides tax-advantaged returns. It reflects the bank's use of alternative financial instruments to offset benefit-related costs.