What does number of loan modifications mean?

Tracks the total volume of loan contracts that have undergone formal modifications to terms, such as interest rate adjustments or maturity extensions. This metric is a key indicator of the bank's proactive management of troubled loans and efforts to prevent borrower default.

Simmons First National SFNC Number of loan modifications

Number of loan modifications at other companies

Equitable HoldingsEQH

2—

Granite Point Mortgage TrustGPMT

1+33.3%

Bank of HawaiiBOH

$22.79M+15.3%

WSFS FinancialWSFS

$110.59M-39.9%

GBC

Glacier BancorpGBCI

$14.13M-35.2%

M&T BankMTB

$1.25B-3.0%

Other financials

Income statement

See full

Revenue$241.4M+15.2%

Net income$68.5M+112%

EPS (diluted)$0.47+80.8%

Balance sheet

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Cash & equivalents$548.5M-13.5%

Total debt$50.7M-23.0%

Total equity$3.4B-2.7%

Total assets$24.7B-7.8%

Cash flow

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Operating cash flow$40.3M+22.9%

CapEx$6.3M-38.2%

Free cash flow$34.0M+50.3%

Valuation

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Market cap$3.26B+9.1%

Profitability

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Net margin-681.2%-698pp

FCF margin313.1%+268pp

Returns & leverage

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Return on equity-12.4%-16.2pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Simmons First National in its filing.

Tagged under the XBRL concept sfnc:FinancingReceivableModificationsNumberOfContracts.

The official record: Simmons First National’s 10-K, filed February 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Simmons First National's number of loan modifications?: Simmons First National (SFNC) reported number of loan modifications of 0.3 in Q4 2024.
What does number of loan modifications mean?: Tracks the total volume of loan contracts that have undergone formal modifications to terms, such as interest rate adjustments or maturity extensions. This metric is a key indicator of the bank's proactive management of troubled loans and efforts to prevent borrower default.