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Southern First Bancshares SFST Loans And Leases Receivable Commitments Variable Rates

Loans And Leases Receivable Commitments Variable Rates at other companies

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State StreetSTT
$42.37B
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Provident Financial ServicesPFS
$3.71B+35.9%
Manhattan Bridge Capital logo
Manhattan Bridge CapitalLOAN
$35.34M-15.8%
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State StreetSTT
$2.45B
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The BancorpTBBK
0
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Kearny FinancialKRNY
$319.1M+13.6%

Other financials

Income statement

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Revenue$33.8M+27.6%
Net income$9.9M+87.8%
EPS (diluted)$1.19+83.1%

Balance sheet

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Cash & equivalents$342.8M+1,276%
Total debt$22.1M-6.3%
Total equity$379.4M+12.4%
Total assets$4.6B+6.9%

Cash flow

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Operating cash flow$10.8M+42.1%
CapEx$280.0K+98.6%
Free cash flow$10.5M+41.0%

Valuation

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Market cap$561.16M+93.1%
P/E16×+0.1×
P/S4.5×+1.5×

Profitability

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Net margin27.9%+9.4pp
FCF margin28.1%-9.9pp

Returns & leverage

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Return on equity9.8%+4.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Southern First Bancshares in its filing.

Tagged under the XBRL concept us-gaap:LoansAndLeasesReceivableCommitmentsVariableRates.

The official record: Southern First Bancshares’s 10-K, filed February 24, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Southern First Bancshares's loans and leases receivable commitments variable rates?
Southern First Bancshares (SFST) reported loans and leases receivable commitments variable rates of $190.55M in Q4 2025.
How has Southern First Bancshares's loans and leases receivable commitments variable rates changed year-over-year?
Southern First Bancshares's loans and leases receivable commitments variable rates increased by 15.2% year-over-year, from $165.4M to $190.55M.
What is the long-term trend for Southern First Bancshares's loans and leases receivable commitments variable rates?
Over 3 years (2021 to 2025), Southern First Bancshares's loans and leases receivable commitments variable rates has grown at a 22.6% compound annual growth rate (CAGR), from $413.3M to $762.2M.
What does loans and leases receivable commitments variable rates mean?
Represents the total dollar amount of legally binding loan commitments where the interest rate adjusts periodically based on market benchmarks. This metric indicates the bank's sensitivity to interest rate fluctuations and its ability to capture higher yields in rising rate environments.