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Southern First Bancshares SFST Home Equitys — Valuation Allowances And Reserves Recoveries

Other product segments

Business
$13K-79.0%
Non Owner Occupied Re
$11K

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Other financials

Income statement

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Revenue$33.8M+27.6%
Net income$9.9M+87.8%
EPS (diluted)$1.19+83.1%

Balance sheet

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Cash & equivalents$342.8M+1,276%
Total debt$22.1M-6.3%
Total equity$379.4M+12.4%
Total assets$4.6B+6.9%

Cash flow

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Operating cash flow$10.8M+42.1%
CapEx$280.0K+98.6%
Free cash flow$10.5M+41.0%

Valuation

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Market cap$561.16M+93.1%
P/E16×+0.1×
P/S4.5×+1.5×

Profitability

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Net margin27.9%+9.4pp
FCF margin28.1%-9.9pp

Returns & leverage

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Return on equity9.8%+4.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Southern First Bancshares in its filing.

Tagged under the XBRL concept us-gaap:ValuationAllowancesAndReservesRecoveries.

The official record: Southern First Bancshares’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Southern First Bancshares's home equitys — valuation allowances and reserves recoveries?
Southern First Bancshares (SFST) reported home equitys — valuation allowances and reserves recoveries of $2K in Q1 2026.
How has Southern First Bancshares's home equitys — valuation allowances and reserves recoveries changed year-over-year?
Southern First Bancshares's home equitys — valuation allowances and reserves recoveries decreased by 50.0% year-over-year, from $4K to $2K.
What is the long-term trend for Southern First Bancshares's home equitys — valuation allowances and reserves recoveries?
Over 3 years (2022 to 2025), Southern First Bancshares's home equitys — valuation allowances and reserves recoveries has grown at a -23.0% compound annual growth rate (CAGR), from $92K to $42K.
What does home equitys — valuation allowances and reserves recoveries mean?
The amount of previously written-off assets or valuation reserves that have been recovered during the reporting period. This metric highlights the effectiveness of the bank's collection efforts and the potential for reversing prior credit loss estimates.