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Southern First Bancshares SFST Non Owner Occupied Re — Valuation Allowances And Reserves Recoveries

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$13K-79.0%
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$2K-50.0%

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Other financials

Income statement

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Revenue$33.8M+27.6%
Net income$9.9M+87.8%
EPS (diluted)$1.19+83.1%

Balance sheet

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Cash & equivalents$342.8M+1,276%
Total debt$22.1M-6.3%
Total equity$379.4M+12.4%
Total assets$4.6B+6.9%

Cash flow

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Operating cash flow$10.8M+42.1%
CapEx$280.0K+98.6%
Free cash flow$10.5M+41.0%

Valuation

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Market cap$561.16M+93.1%
P/E16×+0.1×
P/S4.5×+1.5×

Profitability

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Net margin27.9%+9.4pp
FCF margin28.1%-9.9pp

Returns & leverage

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Return on equity9.8%+4.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Southern First Bancshares in its filing.

Tagged under the XBRL concept us-gaap:ValuationAllowancesAndReservesRecoveries.

The official record: Southern First Bancshares’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Southern First Bancshares's non owner occupied re — valuation allowances and reserves recoveries?
Southern First Bancshares (SFST) reported non owner occupied re — valuation allowances and reserves recoveries of $11K in Q1 2026.
What does non owner occupied re — valuation allowances and reserves recoveries mean?
The amount of previously written-off loans or valuation reserves that have been recovered during the period. This metric reflects the bank's success in collecting on impaired assets or the reversal of prior pessimistic valuation adjustments. It serves as an indicator of asset quality improvement or conservative prior-period provisioning.