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Shore Bancshares SHBI Q1 2025 earnings

Reported April 29, 2025 · Before market open

Revenue$53.0MMiss by $768.0K
EPS$0.45Beat by $0.10
Revenue estimate$53.8M
EPS estimate$0.35

Next report

Oct 22, 2026 (in a month)
Revenue estimate$61.3M
EPS estimate$0.54

Financials

Q1 2025

Income statement

See full
Revenue$53.0M+11.2%
Net income$13.8M+68.2%
EPS (diluted)$0.41+64.0%

Balance sheet

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Cash & equivalents$389.0M+240%
Total debt$12.2M-2.9%
Total equity$552.5M+7.2%
Total assets$6.2B+6.0%

Cash flow

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Operating cash flow$19.8M+729%
CapEx$1.0M-42.2%
Free cash flow$18.8M+2,955%

Valuation & ratios

Valuation

as of 03/31/25
See full
Market cap$451.59M+17.8%
Enterprise value$74.77M-73.4%
P/E9.1×-20.5×
P/S2.2×+0.1×

Profitability

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Net margin23.9%+16.9pp
FCF margin28.9%—

Returns & leverage

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Return on equity9.3%+6.3pp
Debt / equity0×0.0×

Segments

By product

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Interchange income$1.6M-0.6%
Service charges on deposit accounts$1.5M+0.5%
Other noninterest income$857.0K+6.7%
Trust and investment fee income$823.0K+12.1%

FAQ

When did Shore Bancshares report Q1 2025 earnings?
Shore Bancshares (SHBI) reported Q1 2025 earnings on April 29, 2025 before market open.
What were Shore Bancshares's Q1 2025 revenue and EPS?
Shore Bancshares reported revenue of $53.0M and eps of $0.45 for Q1 2025.
Did Shore Bancshares beat estimates in Q1 2025?
Revenue missed the consensus estimate of $53.8M by $768.0K. EPS beat the consensus estimate of $0.35 by $0.10.
How did Shore Bancshares's Q1 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 11.2% from $47.7M a year earlier and eps grew 9.8% from $0.41.
Where can I find Shore Bancshares's Q1 2025 SEC filings?
You can read the 8-K earnings release (0001628280-25-020489) and the 10-Q periodic report (0001628280-25-023712) directly on SEC EDGAR. The filing index links above go to sec.gov.