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Selective Insurance Group SIGI Increase in reserve for loss and loss expense, net of reinsurance recoverable

Increase in reserve for loss and loss expense, net of reinsurance recoverable at other companies

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Other financials

Income statement

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Revenue$1.4B+5.7%
Net income$97.7M-11.1%
EPS (diluted)$1.58-10.2%

Balance sheet

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Cash & equivalents$176.0K+41.9%
Total debt$904.3M-0.5%
Total equity$3.6B+10.1%
Total assets$15.3B+7.9%

Cash flow

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Operating cash flow$221.4M-22.0%
CapEx$10.9M-16.0%
Free cash flow$210.5M-22.3%

Valuation

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Market cap$5.53B-18.9%
Enterprise value$6.43B-16.3%
P/E12.2×-16.9×
P/S-0.3×

Profitability

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Net margin8.4%+3.7pp
FCF margin21%-3.8pp

Returns & leverage

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Return on equity13.3%+5.8pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Selective Insurance Group in its filing.

Tagged under the XBRL concept sigi:IncreaseDecreaseInReservesForLossesAndLossExpensesNetOfReinsuranceRecoverables.

The official record: Selective Insurance Group’s 10-Q, filed April 24, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Selective Insurance Group's increase in reserve for loss and loss expense, net of reinsurance recoverable?
Selective Insurance Group (SIGI) reported increase in reserve for loss and loss expense, net of reinsurance recoverable of $200.83M in Q1 2026.
How has Selective Insurance Group's increase in reserve for loss and loss expense, net of reinsurance recoverable changed year-over-year?
Selective Insurance Group's increase in reserve for loss and loss expense, net of reinsurance recoverable increased by 27.7% year-over-year, from $157.26M to $200.83M.
What is the long-term trend for Selective Insurance Group's increase in reserve for loss and loss expense, net of reinsurance recoverable?
Over 4 years (2021 to 2025), Selective Insurance Group's increase in reserve for loss and loss expense, net of reinsurance recoverable has grown at a 26.2% compound annual growth rate (CAGR), from $307.97M to $781.25M.
What does increase in reserve for loss and loss expense, net of reinsurance recoverable mean?
This represents the net change in the estimated liability for unpaid claims and claim adjustment expenses, adjusted for reinsurance recoverables. An increase indicates that the insurer is setting aside more capital to cover future claim obligations, which directly impacts operating cash flow. It is a critical indicator of underwriting risk and the adequacy of the company's loss reserves.