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Selective Insurance Group SIGI Investments Segment — Loss and loss expense incurred

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Other financials

Income statement

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Revenue$1.4B+4.5%
Net income$129.4M+50.5%
EPS (diluted)$2.11+55.1%

Balance sheet

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Cash & equivalents$557.0K+56.0%
Total debt$903.2M-0.5%
Total equity$3.7B+8.7%
Total assets$15.6B+7.9%

Cash flow

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Operating cash flow$229.0M+37.2%
CapEx$14.1M+94.6%
Free cash flow$214.9M+34.6%

Valuation

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Market cap$5.77B+19.9%
Enterprise value$6.67B+16.6%
P/E11.6×-1.0×
P/S1.1×+0.1×

Profitability

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Net margin9.1%+1.6pp
FCF margin21.7%-0.4pp

Returns & leverage

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Return on equity14.2%+2.0pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Selective Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationBenefitsClaimsLossesAndSettlementExpense.

The source filing: Selective Insurance Group’s 10-K, filed February 9, 2026.

Filed
Feb 9, 2026, 5:15 PM EST
Fiscal year
FY2025
Accession
0000230557-26-000006

| Standard Commercial Lines Segment | $401,635 | 6,089,797 | 1,992,139 | 3,753,908 | — | 2,493,321 | 826,482 | 369,519 | 3,837,656 | | Standard Personal Lines Segment | 19,880 | 323,861 | 452,609 | 408,190 | — | 315,652 | 39,637 | 55,530 | 397,677 | | E&S Lines Segment | 70,755 | 811,740 | 300,773 | 606,098 | — | 348,753 | 136,257 | 47,157 | 631,162 | | Investments Segment | — | — | — | — | 539,480 | | — | — | — | | Total | $492,270 | 7,225,398 | 2,745,521 | 4,768,196 | 539,480 | 3,157,726 | 1,002,376 | 472,206 | 4,866,495 |

Item 15. Exhibits and Financial Statement Schedules.

FAQ

What is Selective Insurance Group's investments segment — loss and loss expense incurred?
Selective Insurance Group (SIGI) reported investments segment — loss and loss expense incurred of $0 in Q4 2025.
What does investments segment — loss and loss expense incurred mean?
The total costs associated with claims paid and changes in reserves for claims during the period. This metric is fundamental to calculating the loss ratio and evaluating underwriting discipline.

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