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SLM SLM Retained Earnings

Retained Earnings at other companies

PNC Financial Services logo
PNC Financial ServicesPNC
$64.26B+7.0%
Citizens Financial Group logo
Citizens Financial GroupCFG
$11.63B+10.1%
Nelnet logo
NelnetNNI
$3.73B+9.4%
SoFi Technologies, Inc. logo
SoFi Technologies, Inc.SOFI
-$657.55M+46.7%
Simmons First National logo
Simmons First NationalSFNC
$901.7M-34.8%
HOM
Home BancSharesHOMB
$2.34B+15.7%

Other financials

Income statement

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Net income$308.0M+1.1%
EPS (diluted)$1.54+10.0%

Balance sheet

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Cash & equivalents$5.4B+39.1%
Total debt$6.7B+8.5%
Total equity$2.4B+1.5%
Total assets$29.4B+1.8%

Cash flow

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Operating cash flow-$76.0M+48.0%

Valuation

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Market cap$4.34B-31.4%
Enterprise value$5.63B-34.6%
P/E5.8×-4.3×

Returns & leverage

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Return on equity30.9%+3.3pp
Debt / equity2.7×+0.2×

Where this comes from

Reported directly by SLM in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The official record: SLM’s 10-Q, filed April 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SLM's retained earnings?
SLM (SLM) reported retained earnings of $5.01B in Q1 2026.
How has SLM's retained earnings changed year-over-year?
SLM's retained earnings increased by 14.2% year-over-year, from $4.39B to $5.01B.
What is the long-term trend for SLM's retained earnings?
Over 5 years (2020 to 2025), SLM's retained earnings has grown at a 22.4% compound annual growth rate (CAGR), from $1.72B to $4.73B.
What does retained earnings mean?
Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.