Connect your AI

Navient NAVI Retained Earnings

Retained Earnings at other companies

SLMSLM

$5.01B+14.2%

NelnetNNI

$3.73B+9.4%

SoFi Technologies, Inc.SOFI

-$657.55M+46.7%

Enova InternationalENVA

$2.1B+18.4%

WaFd, Inc.WAFD

$2.19B+7.6%

EFC

Ellington Financial Inc.EFC

-$366.11M+3.5%

Other financials

Income statement

Revenue$43.0M-46.9%

Net income$17.0M+950%

EPS (diluted)$0.17+950%

Balance sheet

Cash & equivalents$621.0M-3.3%

Total debt$45.1B-5.5%

Total equity$3.0B+4.7%

Total assets$48.0B-5.8%

Cash flow

Operating cash flow-$47.0M-166%

Valuation

Market cap$795.15M-41.8%

Enterprise value$45.28B-6.5%

P/S2.9×-0.7×

Profitability

Net margin48.3%—

Returns & leverage

Return on equity17.3%-4.8pp

Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The official record: Navient’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

Ask your AI about Navient's retained earnings.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Harbor at dusk

Questions, answered.

What is Navient's retained earnings?: Navient (NAVI) reported retained earnings of $4.55B in Q1 2026.
How has Navient's retained earnings changed year-over-year?: Navient's retained earnings decreased by 2.7% year-over-year, from $4.68B to $4.55B.
What is the long-term trend for Navient's retained earnings?: Over 5 years (2020 to 2025), Navient's retained earnings has grown at a 6.4% compound annual growth rate (CAGR), from $3.33B to $4.55B.
What does retained earnings mean?: Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.