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Retained Earnings at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$445.02B+12.0%
Gen Digital Inc. logo
Gen Digital Inc.GEN
$269M+14.0%
SLM logo
SLMSLM
$5.01B+14.2%
MVB Financial Corp. logo
MVB Financial Corp.MVBF
$203.5M+17.4%
Axos Financial logo
Axos FinancialAX
$2.98B+19.0%
Primis Financial Corp. logo
Primis Financial Corp.FRST
$114.37M+46.2%

Other financials

Income statement

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Revenue$1.2B+42.5%
Gross profit$929.2M+46.1%
Net income$156.6M+61.1%
EPS (diluted)$0.12+50.0%

Balance sheet

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Cash & equivalents$3.1B+15.2%
Total debt$3.3B-18.2%
Total equity$11.1B+61.4%
Total assets$60.9B+48.2%

Cash flow

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Operating cash flow-$2.3B-10,866%
CapEx$67.6M+28.4%
Free cash flow-$2.4B-7,560%

Valuation

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Market cap$21.47B-19.7%
Enterprise value$21.75B-23.1%
P/E33.8×-13.9×
P/S-3.8×

Profitability

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Gross margin83.6%+1.4pp
Net margin14.8%-3.6pp
FCF margin-160.7%-834pp

Returns & leverage

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Return on equity7.1%-1.7pp
Debt / equity0.3×-0.3×
Current ratio0.2×

Where this comes from

Reported directly by SoFi Technologies, Inc. in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The official record: SoFi Technologies, Inc.’s 8-K, filed July 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SoFi Technologies, Inc.'s retained earnings?
SoFi Technologies, Inc. (SOFI) reported retained earnings of -$500.96M in Q2 2026.
How has SoFi Technologies, Inc.'s retained earnings changed year-over-year?
SoFi Technologies, Inc.'s retained earnings increased by 55.9% year-over-year, from -$1.14B to -$500.96M.
What is the long-term trend for SoFi Technologies, Inc.'s retained earnings?
Over 5 years (2020 to 2025), SoFi Technologies, Inc.'s retained earnings has grown at a 3.3% compound annual growth rate (CAGR), from -$699.18M to -$824.28M.
What does retained earnings mean?
Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.