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Southern Missouri Bancorp SMBC Net Interest Income

Discontinued — last reported Q4 '26

Net Interest Income at other companies

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Commerce BancsharesCBSH
$315.09M+12.5%
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U.S. BancorpUSB
$4.36B+7.7%
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Regions FinancialRF
$1.28B+1.4%
Independent Bank Corporation logo
Independent Bank CorporationIBCP
$47.9M+7.4%
BSR
Sierra BancorpBSRR
$30.41M-0.8%
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FB Bancorp, Inc.FBLA

Other financials

Income statement

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Revenue$51.8M+8.7%
Net income$20.3M+28.5%
EPS (diluted)$1.83+31.7%

Balance sheet

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Cash & equivalents$91.0M-52.8%
Total debt$6.8M-0.4%
Total equity$590.7M+8.4%
Total assets$5.2B+4.3%

Cash flow

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Operating cash flow$29.0M+20.3%
CapEx$456.0K-66.8%
Free cash flow$28.5M+25.6%

Valuation

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Market cap$857.88M+44.8%
P/E11.9×+1.8×
P/S4.3×+1.0×

Profitability

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Net margin35.8%+3.7pp
FCF margin45.8%+10.5pp

Returns & leverage

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Return on equity12.7%+1.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Southern Missouri Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: Southern Missouri Bancorp’s 8-K, filed July 22, 2026. Open the filing →

Filed
Jul 22, 2026, 5:07 PM EDT
Accession
0001104659-26-085879

FAQ

What is Southern Missouri Bancorp's net interest income?
Southern Missouri Bancorp (SMBC) reported net interest income of $44.41M in Q2 2026.
How has Southern Missouri Bancorp's net interest income changed year-over-year?
Southern Missouri Bancorp's net interest income increased by 10.1% year-over-year, from $40.33M to $44.41M.
What is the long-term trend for Southern Missouri Bancorp's net interest income?
Over 4 years (2022 to 2026), Southern Missouri Bancorp's net interest income has grown at a 13.7% compound annual growth rate (CAGR), from $103.57M to $172.85M.
What does net interest income mean?
The difference between total interest income earned on assets and total interest expense paid on liabilities. This is the core measure of a bank's profitability from its primary lending and deposit-taking operations.

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