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SmartFinancial SMBK Investing Cash Flow

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Other financials

Income statement

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Revenue$56.0M+13.6%
Net income$16.3M+39.4%
EPS (diluted)$0.96+39.1%

Balance sheet

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Cash & equivalents$379.4M+3.9%
Total debt$11.0M-11.6%
Total equity$576.8M+11.1%
Total assets$6.1B+11.4%

Cash flow

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Operating cash flow$23.7M+68.8%
CapEx$1.2M+53.9%
Free cash flow$22.5M+69.6%

Valuation

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Market cap$901.43M+58.4%
Enterprise value$533.05M+146%
P/E15.7×+2.1×
P/S4.2×+1.2×

Profitability

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Net margin26.8%+4.5pp
FCF margin30.5%+2.0pp

Returns & leverage

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Return on equity10.5%+2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by SmartFinancial in its filing.

Tagged under the XBRL concept us-gaap:NetCashProvidedByUsedInInvestingActivities.

The source filing: SmartFinancial’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 5:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-093447
Line itemSix Months Ended June 30, 2026Six Months Ended June 30, 2025
Proceeds from sale of fixed assets4267
Purchases of premises and equipment(7,401)(1,707)
Proceeds from sale of other real estate owned and other repossessed assets8931,157
Net cash used in investing activities(352,194)(232,349)
Cash flows from financing activities:
Net increase in deposits232,765185,659
Net decrease in securities sold under agreements to repurchase(2,406)(1,169)
Proceeds from borrowings101,5001,000

Item 1. Consolidated Financial Statements (Unaudited)

FAQ

What is SmartFinancial's investing cash flow?
SmartFinancial (SMBK) reported investing cash flow of -$175.55M in Q2 2026.
How has SmartFinancial's investing cash flow changed year-over-year?
SmartFinancial's investing cash flow decreased by 31.6% year-over-year, from -$133.37M to -$175.55M.
What is the long-term trend for SmartFinancial's investing cash flow?
Over 3 years (2021 to 2025), SmartFinancial's investing cash flow has grown at a 21.2% compound annual growth rate (CAGR), from -$280.06M to -$499.05M.
What does investing cash flow mean?
Total net cash provided by or used in investing activities — capex, acquisitions, investment purchases/sales, and other investing items.

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