What is SmartFinancial's net income?

SmartFinancial (SMBK) reported net income of $13.68M in Q1 2026.

How has SmartFinancial's net income changed year-over-year?

SmartFinancial's net income increased by 21.6% year-over-year, from $11.25M to $13.68M.

What is the long-term trend for SmartFinancial's net income?

Over 4 years (2021 to 2025), SmartFinancial's net income has grown at a 9.7% compound annual growth rate (CAGR), from $34.79M to $50.35M.

What does net income mean?

Net income as the starting point for the indirect method operating cash flow reconciliation.

SmartFinancial SMBK Net Income

Net Income at other companies

First HorizonFHN

$266M+19.8%

Regions FinancialRF

$559M+14.1%

Financial InstitutionsFISI

$20.99M+24.3%

Capital City Bank GroupCCBG

$15.82M-6.2%

First Commonwealth FinancialFCF

$37.55M+14.8%

Trico BancsharesTCBK

$33.69M+27.8%

Segments

By segment

See full

General Banking Unit$13.68M+21.6%

Other financials

Income statement

See full

Revenue$53.8M+14.9%

Net income$13.7M+21.6%

EPS (diluted)$0.81+20.9%

Balance sheet

See full

Cash & equivalents$346.1M-18.2%

Total debt$11.4M-7.0%

Total equity$562.0M+11.1%

Total assets$5.9B+9.2%

Cash flow

See full

Operating cash flow$16.4M+14.5%

CapEx$6.2M+568%

Free cash flow$10.2M-24.0%

Valuation

See full

Market cap$790.12M+46.9%

Enterprise value$455.43M+258%

P/E15×+0.8×

P/S3.8×+0.8×

Profitability

See full

Net margin25.4%+4.1pp

FCF margin27.1%-4.1pp

Returns & leverage

See full

Return on equity9.9%+2.1pp

Debt / equity0×0.0×

Where this comes from

Reported directly by SmartFinancial in its filing.

Tagged under the XBRL concept us-gaap:ProfitLoss.

The official record: SmartFinancial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SmartFinancial's net income?: SmartFinancial (SMBK) reported net income of $13.68M in Q1 2026.
How has SmartFinancial's net income changed year-over-year?: SmartFinancial's net income increased by 21.6% year-over-year, from $11.25M to $13.68M.
What is the long-term trend for SmartFinancial's net income?: Over 4 years (2021 to 2025), SmartFinancial's net income has grown at a 9.7% compound annual growth rate (CAGR), from $34.79M to $50.35M.
What does net income mean?: Net income as the starting point for the indirect method operating cash flow reconciliation.