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SmartFinancial SMBK Amortization of capitalized software and acquired intangible assets

Amortization of capitalized software and acquired intangible assets at other companies

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Segments

By segment

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General Banking Unit$454K-19.8%

Other financials

Income statement

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Revenue$56.0M+13.6%
Net income$16.3M+39.4%
EPS (diluted)$0.96+39.1%

Balance sheet

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Cash & equivalents$379.4M+3.9%
Total debt$11.0M-11.6%
Total equity$576.8M+11.1%
Total assets$6.1B+11.4%

Cash flow

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Operating cash flow$23.7M+68.8%
CapEx$1.2M+53.9%
Free cash flow$22.5M+69.6%

Valuation

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Market cap$887.92M+55.5%
Enterprise value$519.54M+138%
P/E15.5×+1.8×
P/S4.2×+1.1×

Profitability

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Net margin26.8%+4.5pp
FCF margin30.5%+2.0pp

Returns & leverage

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Return on equity10.5%+2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by SmartFinancial in its filing.

Tagged under the XBRL concept us-gaap:AmortizationOfIntangibleAssets.

The source filing: SmartFinancial’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 5:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-093447
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Advertising and marketing408390795772
Data processing and technology2,6832,6515,1195,309
Professional services1,3661,1532,5592,521
Amortization of intangibles4545669111,135
Other2,9523,0266,0956,097
Total noninterest expense33,95532,56966,87164,866
Income before income tax expense20,53214,26137,29527,820
Income tax expense4,2102,5567,2934,861

Item 1. Consolidated Financial Statements (Unaudited)

FAQ

What is SmartFinancial's amortization of capitalized software and acquired intangible assets?
SmartFinancial (SMBK) reported amortization of capitalized software and acquired intangible assets of $454K in Q2 2026.
How has SmartFinancial's amortization of capitalized software and acquired intangible assets changed year-over-year?
SmartFinancial's amortization of capitalized software and acquired intangible assets decreased by 19.8% year-over-year, from $566K to $454K.
What is the long-term trend for SmartFinancial's amortization of capitalized software and acquired intangible assets?
Over 4 years (2021 to 2025), SmartFinancial's amortization of capitalized software and acquired intangible assets has grown at a -1.2% compound annual growth rate (CAGR), from $2.26M to $2.15M.
What does amortization of capitalized software and acquired intangible assets mean?
Amortization of capitalized software and acquired intangible assets

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