Connect your AI

SmartFinancial SMBK Retained Earnings

Retained Earnings at other companies

First HorizonFHN

$5.21B+15.2%

Regions FinancialRF

$10.52B+13.1%

Financial InstitutionsFISI

$451.48M+13.2%

Capital City Bank GroupCCBG

$519.63M+9.0%

First Commonwealth FinancialFCF

$1.09B+10.2%

Trico BancsharesTCBK

$749.77M+8.1%

Other financials

Income statement

Revenue$53.8M+14.9%

Net income$13.7M+21.6%

EPS (diluted)$0.81+20.9%

Balance sheet

Cash & equivalents$346.1M-18.2%

Total debt$11.4M-7.0%

Total equity$562.0M+11.1%

Total assets$5.9B+9.2%

Cash flow

Operating cash flow$16.4M+14.5%

CapEx$6.2M+568%

Free cash flow$10.2M-24.0%

Valuation

Market cap$790.12M+46.9%

Enterprise value$455.43M+258%

P/E15×+0.8×

P/S3.8×+0.8×

Profitability

Net margin25.4%+4.1pp

FCF margin27.1%-4.1pp

Returns & leverage

Return on equity9.9%+2.1pp

Debt / equity0×0.0×

Where this comes from

Reported directly by SmartFinancial in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The official record: SmartFinancial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

Ask your AI about SmartFinancial's retained earnings.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Harbor at dusk

Questions, answered.

What is SmartFinancial's retained earnings?: SmartFinancial (SMBK) reported retained earnings of $261.03M in Q1 2026.
How has SmartFinancial's retained earnings changed year-over-year?: SmartFinancial's retained earnings increased by 22.1% year-over-year, from $213.72M to $261.03M.
What is the long-term trend for SmartFinancial's retained earnings?: Over 5 years (2020 to 2025), SmartFinancial's retained earnings has grown at a 23.3% compound annual growth rate (CAGR), from $87.19M to $248.72M.
What does retained earnings mean?: Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.