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SmartFinancial SMBK Business Segments — Fees And Commissions Depositor Accounts1

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AUBConsumer Banking — Fees And Commissions Deposit Accounts
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CHCOFees and Commissions, Depositor Accounts — Revenue
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Other financials

Income statement

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Revenue$53.8M+14.9%
Net income$13.7M+21.6%
EPS (diluted)$0.81+20.9%

Balance sheet

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Cash & equivalents$346.1M-18.2%
Total debt$11.4M-7.0%
Total equity$562.0M+11.1%
Total assets$5.9B+9.2%

Cash flow

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Operating cash flow$16.4M+14.5%
CapEx$6.2M+568%
Free cash flow$10.2M-24.0%

Valuation

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Market cap$790.12M+46.9%
Enterprise value$455.43M+258%
P/E15×+0.8×
P/S3.8×+0.8×

Profitability

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Net margin25.4%+4.1pp
FCF margin27.1%-4.1pp

Returns & leverage

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Return on equity9.9%+2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by SmartFinancial in its filing.

Tagged under the XBRL concept smbk:FeesAndCommissionsDepositorAccounts1.

The official record: SmartFinancial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SmartFinancial's business segments — fees and commissions depositor accounts1?
SmartFinancial (SMBK) reported business segments — fees and commissions depositor accounts1 of $1.85M in Q1 2026.
How has SmartFinancial's business segments — fees and commissions depositor accounts1 changed year-over-year?
SmartFinancial's business segments — fees and commissions depositor accounts1 increased by 6.7% year-over-year, from $1.74M to $1.85M.
What is the long-term trend for SmartFinancial's business segments — fees and commissions depositor accounts1?
Over 3 years (2022 to 2025), SmartFinancial's business segments — fees and commissions depositor accounts1 has grown at a 7.0% compound annual growth rate (CAGR), from $5.85M to $7.16M.
What does business segments — fees and commissions depositor accounts1 mean?
Revenue generated from service charges, maintenance fees, and other commissions related to customer deposit accounts. It reflects the bank's ability to generate non-interest income from its retail and commercial deposit base.