Skip to content
Screener

SmartFinancial SMBK Business Segments — Noninterest Income

Similar metrics at other companies

SouthState logo
SSBGeneral Banking Unit — Noninterest Income
$100.1M+16.3%
Trustmark logo
TRMKGeneral Banking — Noninterest Income
$31.51M+4.2%
NewtekOne, Inc. logo
NEWTBanking — Noninterest Income
$48.24M+47.0%
Hilltop Holdings logo
HTHBanking — Noninterest Income
$12.21M+2.7%
United Bancorp logo
UBCPBanking — Noninterest Income
$1.43M+11.2%
Hanmi Financial logo
HAFCBanking — Noninterest Income
$8.35M+3.4%

Other financials

Income statement

See full
Revenue$56.0M+13.6%
Net income$16.3M+39.4%
EPS (diluted)$0.96+39.1%

Balance sheet

See full
Cash & equivalents$379.4M+3.9%
Total debt$11.0M-11.6%
Total equity$576.8M+11.1%
Total assets$6.1B+11.4%

Cash flow

See full
Operating cash flow$23.7M+68.8%
CapEx$1.2M+53.9%
Free cash flow$22.5M+69.6%

Valuation

See full
Market cap$887.92M+55.5%
Enterprise value$519.54M+138%
P/E15.5×+1.8×
P/S4.2×+1.1×

Profitability

See full
Net margin26.8%+4.5pp
FCF margin30.5%+2.0pp

Returns & leverage

See full
Return on equity10.5%+2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by SmartFinancial in its filing.

Tagged under the XBRL concept us-gaap:NoninterestIncome.

The source filing: SmartFinancial’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 5:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-093447
Line itemBanking Segment / Three Months Ended June 30, 2026Banking Segment / Three Months Ended June 30, 2025Banking Segment / Six Months Ended June 30, 2026Banking Segment / Six Months Ended June 30, 2025
Insurance commissions1,5542,967
Interchange and debit card transaction fees, net1,6761,3423,0942,562
Other1,6352,1673,7484,133
Total noninterest income7,8868,89815,82717,495
Noninterest expense:
Salaries and employee benefits21,01519,60241,42938,836
Occupancy and equipment3,3513,4326,6966,829
FDIC insurance9209921,6701,952

Item 1. Consolidated Financial Statements (Unaudited)

FAQ

What is SmartFinancial's business segments — noninterest income?
SmartFinancial (SMBK) reported business segments — noninterest income of $7.89M in Q2 2026.
How has SmartFinancial's business segments — noninterest income changed year-over-year?
SmartFinancial's business segments — noninterest income decreased by 11.4% year-over-year, from $8.9M to $7.89M.
What is the long-term trend for SmartFinancial's business segments — noninterest income?
Over 3 years (2022 to 2025), SmartFinancial's business segments — noninterest income has grown at a 7.4% compound annual growth rate (CAGR), from $27.72M to $34.35M.
What does business segments — noninterest income mean?
The aggregate of all revenue generated from sources other than interest-earning assets, such as service charges, commissions, and trading gains. This metric is critical for assessing the bank's reliance on fee-based income versus traditional net interest margin.

Ask your AI about SmartFinancial's business segments — noninterest income.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude